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StepChange: Debt advice reviews

4.95
Based on 14,716 reviews, last reviewed 24th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

There customer service are very good and helpful. There customer service are very good and helpful. They advised the way it should be. I am happy with the advice l got from them Reviewed on: 24th March 2026
PeterEducation's avatar
PeterEducation

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14716)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Great experience.

5
Great experience. All my debts sorted out with no fuss. Easy Reviewed on: 23rd May 2025

Really easy to use service

5
Really easy to use service, highly recommend if you are feeling overwhelmed by your debts. No judgements, just friendly help. Reviewed on: 23rd May 2025

I didn’t know where to start with my debt, so I call...

5
I didn’t know where to start with my debt, so I called StepChange. They put a plan in place, took control of that & eased my debt worries. They reduced my payments massively to reflect what I could afford. Would strongly recommend contacting them… Reviewed on: 23rd May 2025

Customer service is always fantastic, difficult to g...

5
Customer service is always fantastic, difficult to get through on the phone sometimes but I guess that’s a testament to how good they are - loads of people use them. Online platform is really easy to use, only thing I can suggest is maybe getting an app. Reviewed on: 23rd May 2025

Excellent customer service and support based on my p...

5
Excellent customer service and support based on my personal previous experience. Reviewed on: 23rd May 2025

We didn’t know where to turn but StepChange were ama...

5
We didn’t know where to turn but StepChange were amazing, so understanding, non-judgmental and sympathetic. Giving help and advice in a non-patronising way really helped us - we learned so much through process as well as keeping a roof over our heads. Reviewed on: 23rd May 2025

Excellent experience

5
From start to present day, the whole process was easy to understand and follow. The staff are very polite and understanding. Cannot recommend them enough. Reviewed on: 23rd May 2025

Did not make you feel bad about calling and asking f...

5
Did not make you feel bad about calling and asking for help. Reviewed on: 23rd May 2025

Excellent service - wouldn't hesitate to recommend

5
I have found Step Change excellent to deal with and would definitely recommend to anybody who finds themselves in circumstances where StepChange could help Reviewed on: 23rd May 2025

StepChange helped me when I was at the lowest ebb of...

5
StepChange helped me when I was at the lowest ebb of my life. The advisor I first spoke with was efficient but kind and delivered some hope that there was a way out of the financial crisis I was in. There is still work for the customer; Stepchange didn’t help when I was dealing with a particularly unhelpful company and I had to deal with all that myself. That is the only negative part of the experience I had. Reviewed on: 23rd May 2025

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