Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

View other StepChange products

4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Changed my life.

Changed my life. They got me out of a downward spiriting hole and my life is infinitely better for it. Reviewed on: 6th May 2026

Excellent company, fantastic advice and great people...

Excellent company, fantastic advice and great people working to get you back in control of your finances. Could not think of another company who would provide so much attention to one person which is astounding. Reviewed on: 6th May 2026

I didn’t know which way to turn with the money I owed.

I didn’t know which way to turn with the money I owed. Then I got in touch with StepChange and it changed my life. They were so helpful and guided through the process from beginning to end. They go through all your information and find the best way forward for you. I would recommend them to anyone. Reviewed on: 6th May 2026

I entered into debt plan after a divorce when I was...

I entered into debt plan after a divorce when I was suddenly left financially on my own and unable to pay all my debts. It was a very hard time and stepchange gave me a lifeline to be able to manage and cope financially through an emotionally time in my life. Reviewed on: 6th May 2026

Life changing

Don’t know where I’d be without StepChange. Non judgemental, friendly support when I was struggling after losing my job. Two years later I am now almost debt free and one step closer to financial freedom. I would recommend them to anyone, they helped me to feel in control of my finances and able to manage them going forward. Reviewed on: 6th May 2026

Helped me get my life back .

Helped me get my life back . Always helpful Reviewed on: 6th May 2026

Debt resolution with creditors

They helped me create payment plan with my creditors which i am really happy for their efforts, concerns and resolution. Reviewed on: 6th May 2026

Stepchange gave me hope

Stepchange took over my debts and took the tremendous worry off my mind. They helped me to budget and came up with the best arrangement for paying off my debts. Their help is completely free of charge. Reviewed on: 6th May 2026

Overall experience great, helpful from start to end.

Overall experience great, helpful from start to end. Reviewed on: 6th May 2026

I am happy l have a peace of mind from my lenders.

I am happy l have a peace of mind from my lenders.. step change is gradually reducing my debts. Your service is very good. Reviewed on: 6th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Management
from DFH Financial Solutions 4.19 from 4 reviews
Debt advice
from National Debtline 4.40 from 68 reviews
Debt Collection
from Darcey Quigley & Co 3.55 from 3 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub