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StepChange: Debt advice reviews

4.95
Based on 14,716 reviews, last reviewed 24th Mar 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

There customer service are very good and helpful. There customer service are very good and helpful. They advised the way it should be. I am happy with the advice l got from them Reviewed on: 24th March 2026
PeterEducation's avatar
PeterEducation

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14716)

Excellent staff so helpful and knowledgeable

5
Excellent staff so helpful and knowledgeable Reviewed on: 23rd May 2025

Review 5 star

5
Very good in everything service and just very helpful Reviewed on: 23rd May 2025

StepChange have been wonderful.

5
StepChange have been wonderful. Before entering into my debt management plan I was seriously worried. However, after contacting them, and their system deciding that a DMP was best for me I pay manageable chunks each month and slowly but surely my debts have been coming down. Hopefully if I can ever rid myself of this flooring chronic fatigue I'll be able to pay back my card people much earlier, but with chronic illness I just can't work and StepChange saved the day. Reviewed on: 23rd May 2025

Took the stress out of a difficult situation

5
Took the stress out of an awful situation when I didn’t have anywhere to turn Reviewed on: 23rd May 2025

After years of worry.

5
After years of worry. We bit the bullet and contacted step change. In fact we contacted them twice as the first time we didn't continue. After back and forth for a while we decided we needed to do something about our situation and we also needed to stop the spiral of debt "consolidation," which only got us in a worse position. We wish we had done this years ago! Reviewed on: 23rd May 2025

Don't think about it, just do it, contact StepChange

5
After many, many nights of worrying and sleepless nights, I finally contacted StepChange and it was the BEST decision I made. My mind was put at rest immediately. They took over all of my debts for me, and sorted everything out with my creditors with ease. The tremendous amount of pressure that I was under, has now gone. Reviewed on: 23rd May 2025

Step change are heroes

5
Step change has made my life livable and helped me with all my debts making an affordable payment. I'm looking forward to being debt free. I highly recommend it to anyone struggling financially. Reviewed on: 23rd May 2025

Was in a bad place financially was never able to get...

5
Was in a bad place financially was never able to get on top of my debt just bill after bill. A family member told me about stepchange so I contacted them and within a few days had a plan set up and never looked back. After 18 months I am now debt free and thanks to stepchange that was made possible. Reviewed on: 23rd May 2025

I was broke.

5
I was broke. Left without a way of earning money or paying any bill when Covid and bereavement hit. They listened to me cry. Reassured me and helped me. No signposting as such just good quality human interaction where we identified a plan. 5 years later they’ve supported me occasionally when creditors haven’t played ball. And by the end of the year I should be debt free. Can’t rate them highly enough. They did save my life. Reviewed on: 23rd May 2025

Stepchange have relieved the stress of my debts and...

4
Stepchange have relieved the stress of my debts and liased with my debtors on my behalf- it’s not a nice situation to be in- so having this help really has made me deal with my situation and hopefully put me on the right path. Reviewed on: 23rd May 2025

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