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StepChange: Debt advice reviews

4.92
Based on 18,681 reviews, last reviewed 28th Aug 2026
98% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I got the help I needed to sort all my debts out and... I got the help I needed to sort all my debts out and now I am debt free Reviewed on: 28th August 2026
Amanda 's avatar
Amanda

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (18681)

I was in £11000 worth of debt and the hole was just...

5
I was in £11000 worth of debt and the hole was just getting deeper so I asked for help now all my payments fall under 1 monthly affordable payment and I’m stress free Reviewed on: 6th May 2026

Helped us through a tuff time sorting out our creditors

5
Helped us through a tuff time sorting out our creditors Reviewed on: 6th May 2026

The staff at StepChange are so busy and not always a...

5
The staff at StepChange are so busy and not always available right away. But when they come back or you can get through they are empathetic, honest and friendly. I have multiple debts and couldn't make heads or tails of it. Now my debts are reducing monthly on month. And that's because of the help from StepChange Reviewed on: 6th May 2026

Getting Help

5
Like most people I felt embarrassed regarding my debt, thankfully SC were extremely helpful from the off explaining everything moving forward, I would definitely recommend contacting them as early as possible for their advice. Reviewed on: 6th May 2026

From worrying to contentment.

5
From worrying to contentment. I was in a bad place and they really helped me to turn it around Reviewed on: 6th May 2026

Very good with advice and debt management help

5
Very good with advice and debt management help Reviewed on: 6th May 2026

Absolutely brilliant customer service from start to...

5
Absolutely brilliant customer service from start to finish, expert advice when I was so low in my financial circumstances. I Didn't see a way out but after talking to them they gave me a few options then discussed the best of those options to me. Would highly recommend if you are going through financial difficulties. Also not judgmental at all and put you to ease straight away, justvwished I had called sooner. Reviewed on: 6th May 2026

Help when I needed it most

5
I was struggling and didn't know where to go or what to do. StepChange helped me every step of the way Reviewed on: 6th May 2026

Helped me to become debt free.

5
Helped me to become debt free. Excellent charity, don't know what I would have done without their help. Reviewed on: 6th May 2026

Staff always lovely and helpful, long waits are anno...

5
Staff always lovely and helpful, long waits are annoying but understandable due to the amount of people the service helps Reviewed on: 6th May 2026

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