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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

You have helped me sort things out

5
You have helped me sort things out Reviewed on: 6th May 2026

They are friendly, informative and non-judgemental.

5
They are friendly, informative and non-judgemental. They give you options and guidance and no pressure. When all is in practice, you get peace of mind and restful sleep. Thank you for putting the light on at the end of tunnel. Reviewed on: 6th May 2026

Following the diagnosis of a serious illness, I expe...

5
Following the diagnosis of a serious illness, I experienced a loss of income and wanted to take proactive action to sort out my debts as I knew I would not be able to sustain the payments. Stepchange dealt with me compassionately and helped to get my affairs in order prior to my treatment beginning. They offered reassurance and helped me feel in control of the situation. Reviewed on: 6th May 2026

Stepchange have been so helpful

5
Stepchange have been so helpful in supporting me with my debts. I can see a future without debt as I am paying it off. Reviewed on: 6th May 2026

Step change were a huge help

5
Step change were able to help me by putting a plan together to oversee the repayments to my creditors at a point where I was feeling completely lost and felt like I was falling apart with stress and anxiety. Reviewed on: 6th May 2026

Debt management.

5
I was desperate and contacted Step Change, they were unbelievably professional and helpful. Reviewed on: 6th May 2026

Helpful advice

5
Useful advice given in friendly helpful manner Reviewed on: 6th May 2026

I was so worried and my mental health was deteriorat...

5
I was so worried and my mental health was deteriorating until I spoke to Step Change . The support and guidance they gave me was life changing. Reviewed on: 6th May 2026

StepChange is an amazing service !

5
StepChange is an amazing service ! My husband had lost his job and we thought we were going to lose our home. Step change helped us get our finances back on track and helped us to keep our home ! The staff are kind, caring and compassionate and there is always someone there to take your call ! I would highly recommended StepChange they are absolute life savers ! Reviewed on: 6th May 2026

THE BEST PHONE CALL I MAKE

5
Having lost my husband and only one lot of money coming in it was the hardest phone call to make but I needed of worried I was very upset but I thank step changes they have helped me so much Reviewed on: 6th May 2026

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