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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Step change has been brilliant to me on my most diff...

Step change has been brilliant to me on my most difficult times staff is very helpful and understanding of my situation never been judgemental towards me at any point I've dealt with, Reviewed on: 6th May 2026

SIMPLE STRAIGHTFORWARD ADVICE ON DEBIT MANAGEMENT

I have always had a great service from Stepchange over many years, they explain all the various ways of debt management simply. Reviewed on: 6th May 2026

Helped me when I didn’t know where to turn would hig...

Helped me when I didn’t know where to turn would highly recommend if you’re struggling like I was. Reviewed on: 6th May 2026

First class

All i can say is, that if you have money problems then these are the people to go with, first class Reviewed on: 6th May 2026

Step change h sort out my finances,an...

Step change has helped me to sort out my finances,and I'm more relaxed because of their help Reviewed on: 6th May 2026

Stepchange is a life saver,

Stepchange is a life saver, honestly don't know where I would be now without Stepchange, they are helpful and honest with their guidance, no more sleepless nights,no more dread every time the phone rings or the post is delivered, thank you so much Stepchange. Reviewed on: 6th May 2026

Excellent service in such a worrying time.

Excellent service in such a worrying time. Cannot fault any step. Reviewed on: 6th May 2026

Extremely unprofessional

Anytime I try to ring there are 50+ in the queue. They just started paying debtors without making any agreements with them (so I'm paying more interest than the payments that go in) . They did NOT pay the only priority debt - council tax arrears - so even though I paid stepchange, I still had a bayliff at the door wanting to seize my and my landlords goods. Not a single good word for stepchange. Reviewed on: 6th May 2026

Breathing again

I was drowning in debth and was not able to sleep from worrying all the time. After speaking to step change I was able to sleep again. Reviewed on: 6th May 2026

Stepchange is life changing.

Stepchange is life changing. At the start i was worrying about debt and trying to balance all the creditors. I was in a really low place when i found stepchange and they helped me from start to finish, from sorting my budget to getting all my accounts connected. I cannot recommend them enough for anyone who is struggling with debt payments. Money problems can be very mentally exhausting but stepchange really give peace of mind. Reviewed on: 6th May 2026

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