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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

A Huge Weight Lifted Thank You, StepChange!

I can’t thank StepChange enough for the incredible support they’ve given me. From the beginning, they were understanding, professional, and reassuring. They handled everything smoothly… from the paperwork to setting up a manageable payment plan and now everything is taken care of. The stress and worry I carried for so long have finally lifted…. I truly appreciate the way the team looks after people like me who are struggling with debt and don’t know where to turn. Their help has made a real difference in my life. Thank you so much, StepChange and your amazing team… you’ve given me peace of mind again… Reviewed on: 9th June 2025

The process is straightforward and has been immensel...

The process is straightforward and has been immensely beneficial to me. Reviewed on: 9th June 2025

Spoke to them with debt issues & found them easy to...

Spoke to them with debt issues & found them easy to talk to. A plan was set up without any problems. Everything has run smoothly. Would recommend. Reviewed on: 9th June 2025

Amazing service!

In what was an extremely stressful situation, StepChange made me feel at ease straight away and have been super helpful throughout the whole process and I would highly recommend them to anyone seeking helping with debt. Reviewed on: 9th June 2025

10/10 support and advice

Step change helped me when I could see no other way out of my debts during call the staff were calm and supportive and did not judge. The staff will give you advice on what is the best way for you to be debt free. Reviewed on: 9th June 2025

My experience was brilliant I was very worried about...

My experience was brilliant I was very worried about my situation but you really put me at ease which I was so grateful for Reviewed on: 9th June 2025

looking after

Stepchange look after me and my debts professionally and with understanding Reviewed on: 9th June 2025

Good service

Good service. Help with debt management Reviewed on: 9th June 2025

They take all of the anxiety out of debt management...

They take all of the anxiety out of debt management Reviewed on: 9th June 2025

Did for my mental health and stress because of my debt.

I've been with Stepchange for a while now I don't think they understand how vital their services are, I actually don't know where I would be without them, it was the best thing I ever did contacting them after getting over the embarrassment. Reviewed on: 9th June 2025

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