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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

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4.92

Based on 18,682 reviews, last reviewed 23rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Best financial support provider 2026

Awarded to the financial support provider rated highest in customer reviews.
Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

StepChange service is excellent .

StepChange service is excellent . .I can't thank enough. The support extended is of high standard and the members of the team are so polite and friendly. Reviewed on: 7th June 2025

StepChange have been life changing for me, providing...

StepChange have been life changing for me, providing non judgemental advice and support. I was drowning in debt, barely able to make minimum credit card payments and struggling with crazy high interest rates. They were able to organise my debts into one affordable monthly payment and whilst it will take me some time to become debt free, I am feeling much more in control and less stressed about my financial situation. I highly recommend them to anyone dealing with money worries, I'm so grateful for their continuous support. Thank you StepChange Reviewed on: 7th June 2025

Getting professional help

Debt problems consumed my everyday until a friend advised me to contact Stepchange. After communicating with a financial operative, my everyday life became bearable.. Reviewed on: 7th June 2025

when i felt overwhelmed by debt stepchange showed me...

when i felt overwhelmed by debt stepchange showed me there was a way that it could be sorted. they were so helpful and they didn't judge me at all. Reviewed on: 7th June 2025

From overwhelm to being back in control

StepChange offer advce and help wih no judgment. From feelng overwhelmed, once my Debt Management Plan was setup I felt back in control. They enable you to pay off your debts while mainataining a good standard of living. Reviewed on: 7th June 2025

I have been with step change for many years and woul...

I have been with step change for many years and would never of got through life without there advice help. Reviewed on: 7th June 2025

super helpful... and caring

Everyone I spoke to at StepChange were super helpful and made me feel at ease with my financial issues. They have a very understanding and caring attitude. Reviewed on: 7th June 2025

I have been with Stepchange for many years I was in...

I have been with Stepchange for many years I was in a lot of dept and when I went with Stepchange I could see the light at the end of the tunnel and now I’m am nearly finish it so I would recommend them to anyone that need some help with depts Reviewed on: 7th June 2025

A great debt management service.

A great service who are in the business to help. There are some dubious operations in debt management. Step Change is one hundred percent authentic. Reviewed on: 7th June 2025

Stepchange is the best.

Stepchange helped me out by offering me a debt management plan which also haults any interest. I'm grateful I found the service because they are ALSO very polite, helpful and overall fantastic! Reviewed on: 7th June 2025

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