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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18639 reviews)

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4.92

Based on 18,639 reviews, last reviewed 20th Jun 2026

188300% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was at my wit's end with my debts I was at my wit's end with my debts and found out about Stepchange. They helped me budget my debts whilst managing my outgoings. They have been a go... Read more Reviewed on: 20th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18639)

Stress free and great customer service

Paid my balances off without contact from credit card companies so very stress free and had great customer service throughout the plan Reviewed on: 6th June 2025

Step change as given me peace of mind.

Step change as given me peace of mind. Being with step change let me feel secured. Reviewed on: 6th June 2025

Changed my life.

Changed my life. Stepchange provided me with the best chance to free myself from large debt. Smooth sailing process and five years on debt free. Very caring team first class, informative, helpful and I would recommend Stepchange to everybody who is feeling there is nowhere to turn with their debt because there is! Thank you 10/10 Reviewed on: 6th June 2025

Awesome all round.

Awesome all round. Very impressed with the whole organisation. Reviewed on: 6th June 2025

Very easy and clear process.

Very easy and clear process. Not made to feel guilty wrong. Just there to help you. Reviewed on: 6th June 2025

Brilliant service

Helped me to move on with my life debt free Reviewed on: 6th June 2025

Very helpful and extremely supportive.

Very helpful and extremely supportive. Very quick and easy to apply Reviewed on: 6th June 2025

Stepchange have been a phenomenal support at such a...

Stepchange have been a phenomenal support at such a difficult time. I highly recommend their service Reviewed on: 6th June 2025

A well-informed and supportive helping hand

I was very confused and anxious about what I should do. The options explained by StepChange were clear and very helpful. StepChange negotiated monthly payments with my creditors and this was a huge help. I now pay an agreed monthly amount which StepChange divides among the creditors. However, I am still struggling, as the cost of essentials, energy and council tax has risen, and this has wiped out the increase in my state pension. I am hoping StepChange can shortly help me to come to a new arrangement with my creditors and I am gratefyl for the calm support and advice the advisors offer. Reviewed on: 6th June 2025

A life saver!!!!

I was apprehensive to contact Step change at first, but the moment I contacted them they have been so supportive, understanding and super informative , patience and kind. The whole process was very easy and the team is always available to help. They are a life saver!!!! Reviewed on: 6th June 2025

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