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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Very helpful and extremely supportive.

Very helpful and extremely supportive. Very quick and easy to apply Reviewed on: 6th June 2025

Stepchange have been a phenomenal support at such a...

Stepchange have been a phenomenal support at such a difficult time. I highly recommend their service Reviewed on: 6th June 2025

A well-informed and supportive helping hand

I was very confused and anxious about what I should do. The options explained by StepChange were clear and very helpful. StepChange negotiated monthly payments with my creditors and this was a huge help. I now pay an agreed monthly amount which StepChange divides among the creditors. However, I am still struggling, as the cost of essentials, energy and council tax has risen, and this has wiped out the increase in my state pension. I am hoping StepChange can shortly help me to come to a new arrangement with my creditors and I am gratefyl for the calm support and advice the advisors offer. Reviewed on: 6th June 2025

A life saver!!!!

I was apprehensive to contact Step change at first, but the moment I contacted them they have been so supportive, understanding and super informative , patience and kind. The whole process was very easy and the team is always available to help. They are a life saver!!!! Reviewed on: 6th June 2025

Very helpful

I was really anxious about contacting them for the 1st time but they were really helpful and understanding. I was put at ease by their friendly manner and the way everything was explained to me. Reviewed on: 6th June 2025

Brilliant

Honestly believe stepchange saved my life, was in such a financial hole and couldn't see anyway out. Reviewed on: 6th June 2025

Best thing I did still paying of my debt i can relax...

Best thing I did still paying of my debt i can relax more knowing I have your help Reviewed on: 6th June 2025

Stepchange offer an amazing service.

Stepchange offer an amazing service. It was so straightforward to get started and the team explained everything so simply to me. All my options were laid out with time frames as well as outcomes after each option. Fabulous! My only issue, and it's something of nothing, was contacting via phone. Emails were fine, but the opening hours seemed to change and as someone who worked 9-5 it was often hard to get in touch with the wait times included. Over all though I would 100% recommend anyone who is struggling to get in touch and talk through their options. Reviewed on: 6th June 2025

Excellent customer service to put your mind at ease ...

Excellent customer service to put your mind at ease Reviewed on: 6th June 2025

Life Changer

From the initial contact the staff at Step Change were efficient, professional and very helpful. They were my life saviour by putting together a package to suit me and solve my problems. Reviewed on: 6th June 2025

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