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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

ill start by saying prior to contacting step change...

ill start by saying prior to contacting step change I struggled with paying back my debts but every month i paid on time and in full and never missed a payment but my quality of life was diminished to nothing but work sleep work sleep and stress about money. eventually i had enough and sought out help from step change from the get go they we're fantastic and very understanding. they had all the time in the world to go through my options and answer any and all questions i had. sadly during the first few months of my dmp i had a few set backs at work that found me having to lower my monthly payments temporarily while things got back on track. and oh my lord how easy and stress free the process was. so much in the next few months when thing improve im not stressing about upping my payments back to the original. honestly the freedom the happiness they have given me can not be understated. please if you are struggling with debt or just living life because of the monthly payment or anything do seek help. its never too late to seek freedom Reviewed on: 30th May 2025

Helped get control of my debts, creditors stopped co...

Helped get control of my debts, creditors stopped contacting Reviewed on: 30th May 2025

Make that Call

Dreaded the first call, felt sick & was crying. Came off the phone so full of relief & wondering what I was worried about. I wished I’d done it sooner. Everyone I have spoken to has been so helpful, understanding & non-judgmental. Thank you. Reviewed on: 30th May 2025

We received very professional,non judgemental advice.

We received very professional,non judgemental advice. Everyone we spoke to was always helpful and friendly on the phone. Thank you for taking the stress out of our situation and helping us become Debt free Reviewed on: 30th May 2025

I have found them so helpful and made me feel must b...

I have found them so helpful and made me feel must better about my situation. Reviewed on: 30th May 2025

Fantastic ...

Very efficient service, very understanding and each step was explained Reviewed on: 30th May 2025

Amazing help

Very good customer service and immensely helpful Reviewed on: 30th May 2025

Highly recommend StepChange

I’ve been able to pay off one of my debts successfully and without having to pay interest thanks to StepChange - I’m also on my way to nearly paying off a big debt that was eating all my money up prior to contacting StepChange. It’s enabled me to worry less about money whilst still paying any remaining debts off. Reviewed on: 30th May 2025

Everything about this organisation is 5*.

Everything about this organisation is 5*. A game changer for us. Would recommend 100% Reviewed on: 30th May 2025

I was struggling with a debt and Stepchange helped...

I was struggling with a debts and StepChange helped me to set up payment plant and put my mind at ease. Reviewed on: 30th May 2025

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