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StepChange: Debt advice reviews

4.95
Based on 14,718 reviews, last reviewed 9th Apr 2026
57% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

Good client service . Good client service . Good information and guidance. Valuable advice Reviewed on: 9th April 2026
Obi N's avatar
Obi N

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14718)

Great professional people to speak with.

5
Great professional people to speak with. support excellent, knowledgeable and truly empathetic. You need to know these guys will be with you 100%. they are, do understanding too x Reviewed on: 1st May 2024

if you need help with debt these are the people to r...

5
if you need help with debt these are the people to reach out to Reviewed on: 1st May 2024

Sometimes life creates situations to be de...

5
Sometimes life creates situations that need to be dealt with but of course not everyone is able to manage dealing with them wisely & effectively! Stepchange helped me get my life back on track without judging me & with genuine care & compassion. I am so grateful for this organisation & those who work in it! May it continue for ever & a day! Reviewed on: 1st May 2024

Very helpful advisor and reassuring and thorough

5
Very helpful advisor and reassuring and thorough Reviewed on: 1st May 2024

The company give you best advice and listen to you a...

5
The company give you best advice and listen to you and have empathy.I was rock bottom and embarrassed about my situation but I did not feel judged. In fact after my initial conversation I felt like I had had a therapy meeting as I was desperate. I got my self worth back Reviewed on: 1st May 2024

Excellent, friendly and helpful service.

5
Excellent, friendly and helpful service. Has made such a difference to my financial situation and eased my worries and concerns. I feel like I can see light at the end of the tunnel. I highly recommend Stepchange and encourage anyone concerned about money and debt to get in touch with them. Reviewed on: 1st May 2024

Best decision I ever made in managing my debt.

5
Best decision I ever made regarding managing my debt. The person on the phone was so patient and understanding and took time to evaluate and suggest the best way/options to tackle it. I felt I could sleep at night and was so less stressed and worried and in control of it all. I’m not out of it yet, but I’m confident in my ability to see it through. What is also so important is the ability to pick up the phone and talk to someone on the site quickly and easily Reviewed on: 1st May 2024

Simply put, step change changed my life around for t...

5
Simply put, step change changed my life around for the better. Great help and advice. Reviewed on: 1st May 2024

Step change were helpful and able to provide a plan...

5
Step change were helpful and able to provide a plan to meet my needs. I would only recommend if they could provide communication with debtors to ensure evryone is being paid Reviewed on: 1st May 2024

A huge relief

4
A huge relief giving them a ring should have done it sooner. No judgement just very helpful and a weight of your mind Reviewed on: 1st May 2024

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