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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

StepChange were brilliant with my debts, I left them...

StepChange were brilliant with my debts, I left them all my details and I’ve not had any problems since, Reviewed on: 24th May 2025

Total support was there from beginning to end.

Total support was there from beginning to end. Staff are so helpful and take time to explain each step. Reviewed on: 24th May 2025

Helpful Step Change

Very very helpful and friendly, they are all very knowledgeable and also calm you down, ease your mind. Reviewed on: 24th May 2025

I turned to step change in 2020 my marriage had bro...

I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Incredible service!

Incredible service…from overwhelmed to calm and being on top of my finances. Thank you! Reviewed on: 24th May 2025

Once I was on the plan(which was no problem being ac...

Once I was on the plan(which was no problem being accepted), I was treated with respect not judgement, I have been with stepchange for some time and never had a problem ever, I am now almost clear of debt and would like say a big thank you to them for this. Reviewed on: 24th May 2025

They helped me go from totally under water - to on t...

They helped me go from totally under water - to on top to things. So kind and compassionate souls working there. I will never forget them. In fact, im going to donate and help them further as I had a change in circumstances. Thank you all so much. Reviewed on: 24th May 2025

They don’t judge, provide clear guidance and really...

They don’t judge, provide clear guidance and really easy to manage Reviewed on: 24th May 2025

StepChange make managing my debts easy

StepChange helped me to set up a debt management plan, I make one payment to StepChange each month which they distribute between all my creditors. They provide a useful dashboard of all my creditors and how much I’ve paid and how much is outstanding. All of my creditors have accepted my DMP. StepChange take the stress out of my financial situation and are non judgemental. I can update details of my debts online or can speak to an advisor. I’m so grateful for StepChange. I can see exactly when I will be debt free. They are amazing. Reviewed on: 24th May 2025

Helped me when I was overwhelmed with worry about my...

Helped me when I was overwhelmed with worry about my debts Reviewed on: 24th May 2025

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