Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18647 reviews)

View other StepChange products

4.92

Based on 18,646 reviews, last reviewed 25th Jun 2026

188500% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18647)

Really helpful people without any judgement and alwa...

Really helpful people without any judgement and always great advice. I will be debt free in 6 months! Reviewed on: 24th May 2025

They really took all the stress and pressure away.

They really took all the stress and pressure away. Made sure me and my family had our finances in place and took over my debt management which really felt like a weight was lifted off my shoulders. Reviewed on: 24th May 2025

Helped me get to grips with my debt.

Helped me get to grips with my debt. Easy to manage, you can review your budget and up payments to help you complete your plan quicker. Reviewed on: 24th May 2025

Stepchange helped me have been outstanding in helpin...

Stepchange helped me have been outstanding in helping me gain control over my fiancés after things spiralled following a serious illness and being made redundant. Reviewed on: 24th May 2025

We have been with Stepchange for a number of years a...

We have been with Stepchange for a number of years and have found them to be very supportive at every stage from setting up a Debt Management plan to doing the yearly budget reviews and helping with any letters we get from Debtors. The staff are non-judgemental and so calming to talk to. They really do help you find the best solution for your circumstances. Reviewed on: 24th May 2025

Step change literally changed my life.

Step change literally changed my life. I got myself racked up in loads of debt and kept thinking minimum payments here and there id get myself out of it along with other high interest payments and commitments. I threatened to use step change for 3 years but never took it seriously. Then I realised things had to change. I'm not nearly 5 years into my step change DMP with only around 6 payments left till I am debt free. Seeing the light at the end of the tunnel made me realise I wished I had used this service years before I finally did. All of your funds go towards your debts, the letters and calls from debt collectors all stop. I'm looking forward to a better financial future because of this service. Thank you Reviewed on: 24th May 2025

I was so out of my depth and getting worse.

I was so out of my depth and getting worse. I contacted StepChange and they were non judgemental right from the start. They put me on a payment plan while allowing me to still have a life and enjoy things. It wasn’t easy and it took several years, but I am debt free. I cried when I got the letter congratulating me. Reviewed on: 24th May 2025

It’s always a pleasure to speak to anyone at step ch...

It’s always a pleasure to speak to anyone at step change. They are very helpful Reviewed on: 24th May 2025

Always helpfull knowledgeable and effecient

Always helpfull knowledgeable and effecient Reviewed on: 24th May 2025

Helpful and Non-judgemental Advice

Five years ago I was in an impossible financial position. With fantastic support and advice from StepChange I can now see light at the end of the tunnel, and with manageable payments following non-judgemental advice should be debt-free in another 2 years. Reviewed on: 24th May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Collection
from Intrum 3.41 from 4 reviews
Debt Management
from DFH Financial Solutions 4.19 from 4 reviews
Debt Solutions
from Debt Movement 4.08 from 18 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub