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StepChange: Debt advice reviews

4.95
Based on 14,718 reviews, last reviewed 9th Apr 2026
57% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good client service . Good client service . Good information and guidance. Valuable advice Reviewed on: 9th April 2026
Obi N's avatar
Obi N

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14718)

Financial lifesavers

5
When I first contacted StepChange I was in a dire situation and felt helpless and hopeless. They explained my options, helped me to set up a debt management plan, and instantly took away a lot of my worries. The professional friendliness and helpful knowledge I encountered brought me back from a very bad place and I cannot fault them at all. Reviewed on: 1st May 2024

The people that help you are so caring and never jud...

5
The people that help you are so caring and never judge you for the situation you are in they 100 per cent Reviewed on: 1st May 2024

Stepchange, an unbeatable service.

5
Stepchange have provided me with peace of mind while gently pushing me in the right direction to manage my debt reliably and consistently. Easy to deal with staff who are always so helpful and treat me with respect. Reviewed on: 1st May 2024

Exceptional service

5
Exceptional service great staff helpful friendly always find a solution to suit you Reviewed on: 1st May 2024

Was in the gutter but after contacting step change I...

5
Was in the gutter but after contacting step change I got my life back on track Reviewed on: 1st May 2024

Step change has helped me over the years with financ...

5
Step change has helped me over the years with financial advice and debt management solution that has helped me to almost pay out all my debts. Reviewed on: 1st May 2024

I was struggling financially and never ended story I...

5
I was struggling financially and never ended story I have but Step change step in to my life and sort all out for me.Thank you ,now I know where I am going to get help next time.All good and understanding professionals,Do give them call if you need help .Step change changes lives Reviewed on: 1st May 2024

I was in dire straits and couldnt see a way out of m...

5
I was in dire straits and couldnt see a way out of my debt. They were both sympathetic and helped me immensely. My mental health has been restored. Reviewed on: 1st May 2024

Pick up the phone ......you won't regret it.

5
I was desperate & scared when I rang Stepchange.I had red bills all over the place & didn't know where to start. They made me realise that I could survive with their help. I was suicidal. Reviewed on: 1st May 2024

Stepchange helped me turn a life crippling debt into...

5
Stepchange helped me turn a life crippling debt into a manageable issue. Their friendly and knowledgeable advice was invaluable in helping me to take control of the situation Reviewed on: 1st May 2024

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