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StepChange: Debt advice reviews

4.95
Based on 14,718 reviews, last reviewed 9th Apr 2026
57% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good client service . Good client service . Good information and guidance. Valuable advice Reviewed on: 9th April 2026
Obi N's avatar
Obi N

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14718)

I would tell anyone be brave and take the step to ge...

5
I would tell anyone be brave and take the step to get help. Everyone I spoke to the first few weeks were so so helpful they literally saved me I didn’t know where to turn I was helped every step of the way . Reviewed on: 1st May 2024

Extremely helpful, stress free, dealt with all my cr...

5
Extremely helpful, stress free, dealt with all my creditors, I just have to make my monthly payment. Reviewed on: 1st May 2024

Big Brother When Needed

5
StepChange was like a senior member of the family and took on all burdens, and offered a workable solution. Reviewed on: 1st May 2024

Fast friendly service very professional and caring

5
Fast friendly service very professional and caring Reviewed on: 1st May 2024

Thank God for Step Change

5
I have been with Step Change Dept Management for coming up to 6yrs, and am hopefully nearing the end of my Contract with them...i honestly have nothing but Praise and Good things to say about the Service and advice i have received from the start. Just to Add I will be totally dept free at the end of our Contract. Reviewed on: 1st May 2024

Just so easy to deal with.

5
Just so easy to deal with. Kind advice and empathy shown. Clear options and support given all through the process. I can’t explain the relief of getting something in place after struggling to keep going for months. Reviewed on: 1st May 2024

Every members of staff I have spoken to are helpful,...

5
Every members of staff I have spoken to are helpful, treated me with dignity and respect. Gave best advice. Reviewed on: 1st May 2024

Help is Always There

5
To be in such an embarrassing situation was very difficult, but no-one was judgemental and that made a very big impression. I was advised and encouraged all through the journey. Reviewed on: 1st May 2024

Very helpful service at a very anxious time for me,

5
Very helpful service at a very anxious time for me, the gentleman I initially spoke to helped a great deal with putting my mind at rest and walked me through the process, extremely greatfull for the support I've received clearing my debt Reviewed on: 1st May 2024

Life changing!

5
The professionalism and efficiency of this service has changed my life! the operator who handled my call and went through my finances with such care made all the difference. I went from feeling so much shame and guilt about my situation to feeling supported and regaining control of my life. All thanks to stepchange I can now breathe so much easier Reviewed on: 1st May 2024

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