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StepChange: Debt advice reviews

4.92
Based on 18,645 reviews, last reviewed 24th Jun 2026
188450% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Step Change get my life back on track. Step Change get my life back on track. Step Change worked out what i can afford. Very grateful for all the support and the advises from the advisors a... Read more Reviewed on: 24th June 2026
Mel C's avatar
Mel C

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (18645)

When I was struggling to make ends meet, I was searc...

5
When I was struggling to make ends meet, I was searching online and found StepChange. It was easier to get help and completing the relevant information online was easier. Overall, I am really impressed by the efficiency of the staff and get everything sorted and setup. Reviewed on: 23rd May 2025

StepChange changed my life.

5
StepChange changed my life. I went from struggling to keep all my creditors happy, and failing, afraid of the telephone and my mail, to feeling in control again. I have watched my debts drop steadily over the last few years, along with my stress levels, and I can see a day coming when I will be debt-free! All thanks to the professional, helpful, and non-judgmental team at StepChange. Reviewed on: 23rd May 2025

If you have financial worries - get in touch.

5
The whole experience has been amazing. Help, advice, reassurance and support at a time when it was most needed! I feel that my life is back on track and I have control over my finances. I can now plan for the future. I cannot thank you enough. I would urge anyone with financial worries to get in touch with you as soon as possible! Reviewed on: 23rd May 2025

I was struggling with monthly payments and the proce...

4
I was struggling with monthly payments and the process was simple and easy, wish I'd done it sooner Reviewed on: 23rd May 2025

Five years of peace of mind

5
I’ve been with Step Change for over 5 yrs, they don’t charge a fee and have helped me manage my debt and stress by dealing directly with my creditors Reviewed on: 23rd May 2025

My positive experience

5
I had no understanding of debt and feared the worst when I contacted StepChange. They quickly calmed me down and offered a solution to the problem that lets me lead a relatively normal life if somewhat impoverished. Reviewed on: 23rd May 2025

Freedom from worry

5
Best thing I did contacting Stepchange , I went from sleepless night, to feeling like I had no worries at all. Easy payment options and no hassle from my lenders, whom I was so sorry to not be able to keep up payments with. I cannot thank you enough. Reviewed on: 23rd May 2025

So easy!

5
From start to finish, I could track my debt plan. Super easy. Only needed help once because I paid off one of my debts before the plan began. Reviewed on: 23rd May 2025

They gave me a really good service

5
They gave me a really good service Reviewed on: 23rd May 2025

Helped me at my worst time and gave me a...

5
Helped me at my worst time and gave me a new start Reviewed on: 23rd May 2025

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