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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18666 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18666)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Great advice, friendly and compassionate

Hv used this service a couple of times. Really friendly and they make sure u don’t overstretch yourself. Reviewed on: 23rd May 2025

Quick to sign you up to a plan but slow afterwards w...

Quick to sign you up to a plan but slow afterwards when any issues arise Reviewed on: 23rd May 2025

Overall a great service from Step Change.

I did have a big problem earlier in the process with step change because they initially sent me down the wrong debt management route. This was later corrected by another employee, and this time things went smoothly. Despite this problem, the staff at step change were friendly, understanding and very easy to deal with. It was a great relief to find a solution to my debt problems, and get started to repay them. Reviewed on: 23rd May 2025

It toke me over 4 years but i couldn’t be debt free...

It toke me over 4 years but i couldn’t be debt free without StepChange help. Reviewed on: 23rd May 2025

Excellent organisation

I have had no issues as I have always managed to get support and advice when needed Reviewed on: 23rd May 2025

Enabled us to reduce outgoings making life less hassle

Enabled us to reduce outgoings making life less hassle Reviewed on: 23rd May 2025

They are very understanding and very professional

They are very understanding and very professional Reviewed on: 23rd May 2025

From the first phone call they were brilliant.

From the first phone call they were brilliant. They made me feel at ease and stopped me panicking. Once my DMP was worked out and accepted I felt a weight of my mind. Reviewed on: 23rd May 2025

Great experience , with step change very helpful.

Great experience , with step change very helpful. Reviewed on: 23rd May 2025

Life changing, took away a huge burden, helped me ra...

Life changing, took away a huge burden, helped me raise a young family without the constant worry of debt Reviewed on: 23rd May 2025

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