Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,666 reviews, last reviewed 22nd Jul 2026
75620% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hi my name is Albert . Hi my name is Albert . I'm very satisfied based on the services given to me so far by Stepchange. It is so much appreciated. Im very grateful thanks ... Read more Reviewed on: 22nd July 2026
Albert Nnokwutem 's avatar
Albert Nnokwutem

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18666)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

I felt comfortable talking to step change they didn'...

5
I felt comfortable talking to step change they didn't judge me in any way.. Reviewed on: 23rd May 2025

that first phone call

5
it was very had for me to make that first phone call to step change but I'm glad I did everyone I speak to makes everything easy for me Reviewed on: 23rd May 2025

Debt Management Plan Experience

5
Easy to get a Debt Management Plan online. It was recommended as the best option for me. Step Change contacted my creditors and arrange all the admin. Their recommendations to my creditors were accepted and all is proceeding smoothly after some 9 months. Reviewed on: 23rd May 2025

Not made to feel ashamed

5
Its a daunting task but the fact that it can be all done online without having to face anyone is excellent Reviewed on: 23rd May 2025

I can't tell you what a relief it was and as I find...

5
I can't tell you what a relief it was and as I find it difficult to talk over the phone due to surgery for tongue cancer everything was done online and by post, seemless Reviewed on: 23rd May 2025

My financial situation was getting out of control, I...

5
My financial situation was getting out of control, I had always managed to pay minimum payments but I was struggling. A friend told me about step change when I called the call handler put me at easy straight away. Process was easy and I come off the phone with hope. Reviewed on: 23rd May 2025

Very helpfull good customer service here to help you

5
Very helpfull good customer service here to help you Reviewed on: 23rd May 2025

Life saver

5
When I thought I would be forever in debt they came along and took over everything for me. Reviewed on: 23rd May 2025

Excellent customer service knowledge of staff is ama...

5
Excellent customer service knowledge of staff is amazing very supportive Reviewed on: 23rd May 2025

Very helpful and understanding staff

5
Very helpful and understanding staff Reviewed on: 23rd May 2025