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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18649 reviews)

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4.92

Based on 18,647 reviews, last reviewed 26th Jun 2026

188550% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Fantastic service, very easy to complete the applica... Fantastic service, very easy to complete the application process. Reviewed on: 26th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18649)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Best thing I ever did.

Best thing I ever did. Step change took all the stress from me I could sleep again. Reviewed on: 23rd May 2025

Well excellent service they explain clearly very pr...

Well excellent service they explain clearly very professional Reviewed on: 23rd May 2025

How to clear your debts

Had excellent advice, and hopefully debt free within the next year. Reviewed on: 23rd May 2025

Stepchange helped me get back on track so if you ar...

Stepchange helped me get back on track so if you are worried about your debt I would absolutely recommend Stepchange Reviewed on: 23rd May 2025

Not really helpful for me

Not really helpful for me, because it still didn't allow me to continue filling out the form and I have to call by phone. Since I don't fully understand, I have to wait for my daughter to become free so she can make the call. Reviewed on: 23rd May 2025

Helped me get my life back on track

Helped me get my life back on track Reviewed on: 23rd May 2025

Save the day

Step change are a great service and help and advice they help you to overcome debt issues and help you to handle this worrying time with debt management help to your lenders Reviewed on: 23rd May 2025

Step change totally changed my life they offer free...

Step change totally changed my life they offer free advice and is run by a charity. Reviewed on: 23rd May 2025

Im out of debtebtthey wanted more than I could affor...

Some of the time they wanted more than I could afford based on your budget eg for a while I was paying £200 gas and electric and 100 water rates which they refused to accept why it was so hard to believe i don't know Reviewed on: 23rd May 2025

Debt Management Plan

I have received support from Step Change for a number of years now. From the first time I contacted them and each subsequent contact they have supported me in a non judgemental, understanding and practical way. This has allowed me to manage my finances practically and responsibly. Reviewed on: 23rd May 2025

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