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StepChange: Debt advice reviews

4.92
Based on 18,640 reviews, last reviewed 21st Jun 2026
376800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I don't know what I would do without step change. I don't know what I would do without step change. They have been very supportive over difficult times. Reviewed on: 21st June 2026
Mavis's avatar
Mavis

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

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StepChange Debt advice reviews (18640)

Absolutely fantastic.

5
Absolutely fantastic.. stepchange Changed my life… I was so depressed didn’t know which way to turn until I came across Stepchange Thank You!!! Reviewed on: 23rd May 2025

In the last 9 1/2 years I have been with step change.

5
In the last 9 1/2 years I have been with step change. I have been so relaxed unhappy they have been so helpful sympathetic God bless them all. Reviewed on: 23rd May 2025

Excellent would use again, 5* serviceymuch

5
Excellent and very friendly would use again if I had to …………………………………………………………………… Reviewed on: 23rd May 2025

I was drowning and couldn’t see a way out.

5
I was drowning and couldn’t see a way out. I was embarrassed and ashamed of the situation I had gotten myself into.StepChanged listened without judgement and provided empathic guidance that has turned my life around. Not only am I no longer increasing my debt, I have actually reduced it without leaving myself struggling. The best thing I have ever done. Reviewed on: 23rd May 2025

Absolutely fantastic company

5
Life savers at stepchange, I can now not worry about my debt repayments being overwhelming so thankyou. None judgemental staff who are always willing too help you. Reviewed on: 23rd May 2025

I felt like I had no where to turn, until someone me...

5
I felt like I had no where to turn, until someone mentioned step change and they have helped me massively I can now have no worries of repaying debt back to more than one company, having stepchange literally do all the working out for you, you just need to be honest on what you spend your money on, I have an affordable payment each month and no money worries now. I sleep better, anxiety and worries have gone - really wouldn’t know where i’d be if I hadn’t had taken the first step to contact stepchange, everything is on line, u can view your payments etc and the customer service is exceptional Reviewed on: 23rd May 2025

Best debt management company !

5
I absolutley could not recommend stepchange enough! It gave me my life back . My mental state is improving and I have a feeling of hope again. The advisers are always really helpful , understanding and respectful. And extremely professional . I always get correct information and a right advice . I felt like I was drowning in my debt and that there's no way out for me . My mental health and physical health suffered so much , but since my debt management plan comes into place I feel I'm free and I have control and way out . I'm so grateful for all the help and guidance . Reviewed on: 23rd May 2025

A weight lifted

5
Helped me understand all the different options and chose the right one for me, has helped me feel like a great weight has been lifted Reviewed on: 23rd May 2025

Amazing experience

5
As soon as I contacted Step Change they put me at ease & really helped when I was so stressed Reviewed on: 23rd May 2025

A massive help when I was really in need as I did no...

5
A massive help when I was really in need as I did not know where to turn Reviewed on: 23rd May 2025

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