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StepChange: Debt advice reviews

View other StepChange products
4.92
Based on 18,681 reviews, last reviewed 28th Aug 2026
98% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I got the help I needed to sort all my debts out and... I got the help I needed to sort all my debts out and now I am debt free Reviewed on: 28th August 2026
Amanda 's avatar
Amanda

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co
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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience.
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StepChange Debt advice reviews (18681)

Ask for help from the best

5
They have been there for me through all the dark times. Seven years ago my husband died they guided me through all the paperwork and got me on an affordable plan. In October this year I will be debt free. Remember there is light at the end of the tunnel. Reviewed on: 23rd May 2025
Lesley devlin's avatar
Lesley devlin

Very helpful

5
I was deeply in debt, to the point it was overwhelming..Step Change literally changed my life. I have just over a year to go, I will then be debt free for the first time in my adult life. Reviewed on: 23rd May 2025
Gary M's avatar
Gary M

The place for Debt Management

5
When I was desperate and couldn't find a way out of my financial mess, StepChange came to the rescue. They walked me through my debts, explained clearly how they would proceed and dealt with all the paperwork required to set up a repayment plan with my creditors. I was kept fully informed and felt a weight lifted from my shoulders. Annual reviews ensure I am on top of things and they are always there for a chat with help and guidance as required. I can't speak highly enough of them. Reviewed on: 23rd May 2025
Derek Jones's avatar
Derek Jones

Step change have changed my life.

5
Step change have changed my life. I’m now in control and can relax a little with a plan in place. They are understanding, professional and on your side. I was a little nervous about calling them but they made me feel at ease straight away. Everything is manageable now. Thank you Stepchange and all of your friendly staff. Reviewed on: 23rd May 2025
Tom's avatar
Tom

Debt saviours

5
Depression unworthy, anxious and I contacted debt change, saved my life completely within 10 min I was myself again after being in debt for years, don't hesitate to call them now Reviewed on: 23rd May 2025
steve harris's avatar
steve harris

I was given all the help I needed

5
I was given all the help I needed and if I have any problems worries I know you are there to guide me. Which is a peace of mind Reviewed on: 23rd May 2025
Jo's avatar
Jo

They saved me

5
I was so scared to ask for help, but advisors were very understanding, helpful and reassuring and they literally saved my life Reviewed on: 23rd May 2025
Aukse D's avatar
Aukse D

The perfect answer the perfect help

5
Always there with advise and always willing to listen and act. They also make plans that work and give you every alternative in a fair and unbiased fashion ~ without you I'd be back in despair, thank you Reviewed on: 23rd May 2025
Trevor Fenwick's avatar
Trevor Fenwick

Great service with empathy.

5
Great service with empathy. Highly recommend Reviewed on: 23rd May 2025
J's avatar
J

A wonderful organisation

5
Well if I hadn’t found out about I would’ve gone up the creek without a paddle completely they’ve got me on the level keel now it’s going to take me a little while to Clear my debts but I’m going to get there with their help Reviewed on: 23rd May 2025
Bruce D's avatar
Bruce D

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