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StepChange: Debt advice reviews

4.92
Based on 18,682 reviews, last reviewed 28th Aug 2026
93% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I got the help I needed to sort all my debts out and... I got the help I needed to sort all my debts out and now I am debt free Reviewed on: 28th August 2026
Amanda 's avatar
Amanda

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (18681)

Before approaching step change I was in a desperate...

4
Before approaching step change I was in a desperate financial situation after having severe fraud committed against me. Step change assisted me in setting a tight but realistic budget to enable me to address my debts. They contacted my creditors and got the repayment solutions accepted. Reviewed on: 23rd May 2025

I had many debts which was becoming overwhelming

5
I had many debts which was becoming overwhelming but stepchange helped me Reviewed on: 23rd May 2025

Great company removed all the pressure absolutely ga...

5
Great company removed all the pressure absolutely gave me back my life recommend the company to anyone thank you Reviewed on: 23rd May 2025

I can’t praise StepChange more than enough

5
I can’t praise StepChange more than enough, they are the light that shines in the darkness. Honestly couldn’t think what I would’ve done without them. Highly recommended! Reviewed on: 23rd May 2025

Exceptionally professional service

5
From first telephone call, to first monthly repayment, excellent communication all round. Never felt judged and each team member I've spoken with, have been very reassuring and kind. Reviewed on: 23rd May 2025

Great service

5
Step Change has helped a lot it is hard but so work when I know will debt free soon Reviewed on: 23rd May 2025

Very helpful with every step of the way.

5
Very helpful with every step of the way..from start to finish. Explained procedure very well Reviewed on: 23rd May 2025

GOOD DEALING WITH THEM.

4
IF I START BY SAYING I COULDNT HAVE DEALT WITH THE DEBT WITHOUT STEPCHANGES HELP. THEY HELPED WITH BUDGETING ECT. AGENTS WERE HELPFUL & KNOWLEDGEABLE. OVERAL A GOOD EXPERIENCE. HOPEFULLY I WONT NEED THIR HELP AGAIN. Reviewed on: 23rd May 2025

Helped me get back on track.

5
Helped me get back on track. Don't know what I would have done without them. Reviewed on: 23rd May 2025

Stepchange debt management

5
Since I have signed with stepchange my debt is going down and I am not worried now it’s being dealt with at an amount I can afford. Reviewed on: 23rd May 2025

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