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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16811 reviews)

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4.95

Based on 16,811 reviews, last reviewed 19th May 2026

100800% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Really helpful Initial call was really good and have been making manageable payments for years Reviewed on: 19th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16811)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Kind, Supportive and Non-judgemental .

Outstandingly kind and considerate. No judgement just good honest advice and support Reviewed on: 3rd May 2024

Excellent advice

Always supportive, have made an awful time a lot easier to manage. Reviewed on: 3rd May 2024

StepChange have really helped me manage my debts.

StepChange have really helped me manage my debts. They are so helpful and non-judgmental. Thank you Reviewed on: 3rd May 2024

StepChange have been a lifesaver for me.

StepChange have been a lifesaver for me. They have and are very professional, compassionate and show such a high level of understanding. I wouldn't go to any other organisation. I'm not anxious or depressed any more regarding the money I owe. I know I will pay it off with their assistance which, I'm grateful for. Reviewed on: 3rd May 2024

helped me through a difficult time explained in simp...

helped me through a difficult time explained in simple terms Reviewed on: 3rd May 2024

Really helped me out of a difficult financial situat...

Really helped me out of a difficult financial situation, took a lot of the stress away and delt with all my creditors. I still have a couple of years to pay off everything but now with a manageable monthly payment I don't have any worries. Also being able to adjust payments up and down to suit your personal circumstances is great. Reviewed on: 3rd May 2024

Very good people, very caring and understanding.

Very good people, very caring and understanding. The staff have a sense humanity dealing stressed customers. Reviewed on: 3rd May 2024

Long-term Solution

Straightforward experience. Efficient approach from Debt Management Team. Stress free, on the path to be Debt Free Reviewed on: 3rd May 2024

Very understanding and thoughtful in the help given

Very understanding and thoughtful in the help given Reviewed on: 3rd May 2024

Friendly , helpful.

These people are so helpful, and friendly. When I first needed help they put me at ease as I thought I would be judged but no they understood my situation. I know if I am worried or need advice they will help in any way and I have someone turn to. Can't praise them enough. Reviewed on: 3rd May 2024

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