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StepChange: Debt advice reviews

View other StepChange products
4.92
Based on 18,663 reviews, last reviewed 12th Jul 2026
126067% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026
Sonya B's avatar
Sonya B

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co
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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024
maureen yost's avatar
maureen yost

StepChange is an excellent and truly life-changing...

5
StepChange is an excellent and truly life-changing organisation. They offer free, professional, and confidential debt advice to anyone struggling with financial difficulties in the UK. My experience with them has been very good and helpful from the start. The customer service is outstanding – their advisors are patient, understanding, and never judgmental. They take the time to listen carefully to your situation and explain all the options clearly. You never feel rushed or alone. One of the best things about StepChange is how easy and stress-free they make the whole process. Their online debt advice tool is simple to use, and their follow-up is prompt and reliable. They offer a variety of debt solutions such as Debt Management Plans (DMPs), IVAs, and more – all tailored to your needs. Thanks to StepChange, I now have a clear path to becoming debt-free. They’ve not only helped me get my finances in order but also relieved so much stress and anxiety. I finally feel in control again. I would highly recommend StepChange to anyone who is feeling overwhelmed by debt. They are truly a lifeline and a trustworthy organisation that puts people first. Reviewed on: 23rd May 2025
Mudasar Raja 's avatar
Mudasar Raja

They have helped me sort my finances to a point i am...

5
They have helped me sort my finances to a point i am no longer having sleepless nights worrying Reviewed on: 23rd May 2025
Ianto's avatar
Ianto

Very helpful

5
I contacted them because of health issues i had to give up work and it caused me a lot of stress as I had never missed any of my bills and i was very worried about it once i spoke to them they were so understanding and helpful it took the weight of my shoulders i really couldn't ask for anymore. Reviewed on: 23rd May 2025
Ray's avatar
Ray

I was desperate when I contacted StepChange, but the...

5
I was desperate when I contacted StepChange, but the are amazing, I'm still stressed but at least my debts are being paid Reviewed on: 23rd May 2025
Anonymous 's avatar
Anonymous

Lovely people on the phone make you feel calm

5
Lovely people on the phone make you feel calm Reviewed on: 23rd May 2025
Michelle rose's avatar
Michelle rose

Very good, would recommend.

5
Very good, would recommend. They offer support when you need it most. Reviewed on: 23rd May 2025
Anon's avatar
Anon

Was really worries

5
Excellent was really worried but put at ease and helped me a great deal Reviewed on: 23rd May 2025
Michelle's avatar
Michelle

Very helpful

5
When I have an issue I just ring up and the people on the other end are extremely helpful Reviewed on: 23rd May 2025
Kimberley's avatar
Kimberley

Excellent service and advice I was given, regular fo...

5
Excellent service and advice I was given, regular follow ups to check everything was going OK. Felt reassured, all the paper work was carried out by them. Plan put in place worry free with a plan a could afford to reduce my debts. Excellent organisation for people in debt. Reviewed on: 23rd May 2025
Mrs g's avatar
Mrs g

Stepchange debt assistance

5
Stepchange are a brilliant charity with friendly and helpful staff who genuinely try and do what’s best for you when you need the help of sorting out debt problems, anyone who needs help or advice should absolutely get in contact with them and make the most of the amazing services they provide. Reviewed on: 23rd May 2025
nej888's avatar
nej888

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