Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 15,975 reviews, last reviewed 7th May 2026
60750% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Debt recovery Without step change assisting in me repaying my debt, I would have possibly had a breakdown and lost my job. They created a way for me to both pay my ... Read more Reviewed on: 7th May 2026
Liz stavri's avatar
Liz stavri

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15975)

Review of the StepChange, Debt advice:

The wisest decision we made was to contact Stepchang...

5
The wisest decision we made was to contact Stepchange when things were getting too much. They helped us get the space to breathe again. Reviewed on: 24th May 2025

Fantastic service!

5
Fantastic service!! I really recommend it Reviewed on: 1st May 2024

My experience with Step Change turned my life around.

5
My experience with Step Change turned my life around. We were so much in debt, I couldn’t see a way out of it, but the Team listened to me and helped me to find a way to pay off my debts with individual debts but still managed to carry on living in our home Reviewed on: 1st May 2024

Stepchange have truly changed my life.

5
Stepchange have truly changed my life. Without their help I have no idea where I would be in life. Their customer service is next level, they truly understand and empathise with you. They are there to help you get out of any trouble you’re in. They aren’t there to judge you, they truly offer the best solution for whatever situation you find yourself in. Don’t let debt control your life and stress you out, please take it from me as someone who waited too long and let it take a hold of me. You are not alone with your debts, reach out and get the help you need. You won’t regret it Reviewed on: 1st May 2024

very professional, no major problems with contacting...

5
very professional, no major problems with contacting me, until the very end of my repayment I felt that someone cared that everything ran smoothly. Thank you for your help and financial freedom. Reviewed on: 1st May 2024

Very helpful, calming and knowledgeable.

5
Very helpful, calming and knowledgeable. Helped me consolidate everything and dealt with creditors. Reviewed on: 1st May 2024

Massive relief with my debt management plan

5
I was absolutely beside myself before I contacted Stepchange ..sleepless nights & I felt absolutely awful. In the space of a week DMP was in place and the pressure was gone.. I have just over a year to go on my plan & my debt free future is in sight. Contacting Stepchange was absolutely the best thing I have done , no judgement from anyone, it’s just been sorted. All done online so very easy. Reviewed on: 1st May 2024

Thank You for giving me Hope!

5
I was feeling lost and alone until I contacted StepChange. The advisor that I spoke to was incredibly supportive and reassured me that I wasn’t alone, and there is light at the end of the tunnel. Thank you from the bottom of my heart! Reviewed on: 1st May 2024

I wish I done it sooner

5
Extremely helpful. Helped me to set up everything by filling one form. They did the rest with the lenders. Reviewed on: 1st May 2024

Worry gone and nice to know somebody is sorting it a...

5
Worry gone and nice to know somebody is sorting it all out for you Reviewed on: 1st May 2024

Step change have taking my worries away, what would...

5
Step change have taking my worries away, what would have resulted to depression. Step change help me to pay what i can avoid. Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products