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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

They have simply saved my life.

5
They have simply saved my life. Huge debts due to a divorce and I was pestered constantly by debt recovery agencies, threatening all sorts. One phone call meant I could sleep at night and I am no longer worried about answering the door. Don't hesitate, call them now!!! Reviewed on: 1st May 2024

Debt is still a taboo subject

5
Debt is still a taboo subject, stepchsnge have always treated me with respect and in a non judgemental way, I will be forever grateful for ths Reviewed on: 1st May 2024

They are amazing people to talk to.

5
They are amazing people to talk to. Not to judge you , but give you your life back , if there is one thing you must do today is to give them a call NOW !!! Reviewed on: 1st May 2024

The online angels.

5
If it wasn't for the kind heart right at the very beginning I would still be up to my eyes in debt. S/C has never once made feel like i cant cope or that i should no better, they have been a bloody rock. When i needed to pause they were great about it, they are always helpful and they talk to you like a human being not a case. Reviewed on: 1st May 2024

Stepchange was a lifesaver for me.

5
Stepchange was a lifesaver for me. I got myself back on track and feel so much better and looking forward to a debt free future Reviewed on: 1st May 2024

Wish I had done this years earlier!

5
Wish I had done this years earlier! A great service - so empathetic and understanding and didn't judge me. They took it all away from me and they did all the work. A fantastic company to use if you are struggling with debt - don't struggle anymore ! Reviewed on: 1st May 2024

Life Changing Debt advice

5
Stepchange is an amazing debt charity that really helped me turn my life around. All the staff are caring, non-judgemental and impartial advice. Reviewed on: 1st May 2024

Sincere, heartfelt praise

5
Anyone can find themselves in financial trouble and StepChange will help them to resolve their issues without judgment and with expert advice. Reviewed on: 1st May 2024

genuine empathy

5
Extremely helpful and showed genuine empathy toward my situation. Thank you Reviewed on: 1st May 2024

Step Change turned our lives around

5
Step Change helped us turn our lives around s they never judged just gave us fantastic advice. Reviewed on: 1st May 2024

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