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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18664 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18664)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Thank you for saving my life and I advise all debtor...

Thank you for saving my life and I advise all debtors to contact or to use stepchange Reviewed on: 23rd May 2025

Life savers

I literally couldn’t have got through the last year without Reviewed on: 23rd May 2025

They literally saved my life.

They literally saved my life. I couldn’t see a way out of the crippling monthly interest charges and penalties. I was drowning and these guys saved me. I can never thank you enough. Always acted in my best interests like a best friend and guardian. Bless You All. Reviewed on: 23rd May 2025

All the i want i get by the the people who work for...

All the i want i get by the the people who work for Step Change Reviewed on: 23rd May 2025

Really helpful and great

Really helped us out of a persistent cycle of debt and interest that was slowly drowning us. Reviewed on: 23rd May 2025

My experience with stepchange has been incredibly go...

My experience with stepchange has been incredibly good, the advisors I have spoken to have been very helpful and understanding about my personal situation and have helped me with getting my debt in control. I would happily recommend the service to anyone in need of debt advice. Reviewed on: 23rd May 2025

A Weight Lifted!

I can't thank Step Change Dept Management enough! I went from feeling completely overwhelmed by my finances to feeling in control. Their support made a huge difference, and I genuinely feel like a weight has been lifted off my shoulders. I highly recommend Step Change to anyone feeling lost in their financial journey. Their free, impartial debt advice is a game-changer. Reviewed on: 23rd May 2025

Give them a call - you won't regret it!

StepChange has been amazing. They made a really stressful situation so much easier to handle. No judgment, just clear advice and real help. I finally feel like I’m back in control. If you’re struggling with debt, give them a call—you won’t regret it. Reviewed on: 23rd May 2025

Life changing, it really is.

Life changing, it really is. I was so over whelmed. Living to work and getting nowhere. Stepchange have now given an end date to my debt, I just wished I used them years ago. Reviewed on: 23rd May 2025

It’s helped me to sort out my debt

It’s helped me to sort out my debt Reviewed on: 23rd May 2025

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