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StepChange: Debt advice reviews

4.92
Based on 18,682 reviews, last reviewed 28th Aug 2026
93% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I got the help I needed to sort all my debts out and... I got the help I needed to sort all my debts out and now I am debt free Reviewed on: 28th August 2026
Amanda 's avatar
Amanda

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (18682)

Wish I'd called them sooner! But glad I did!

5
I was completely unable to manage my debts and I couldn't tell my partner because they were ill. I contacted Stepchange and they were kind to me - plus they deal with all the creditors, so that I don't have to experience that pressure. I can now live within a budget so that I know I will be able to manage once they are paid off from my debt management plan - 2 years ago I was putting the family food shop on a credit card because the repayments on that card took all my budget, it was a horrible spiral and now I have no credit card and an affordable way to live. Reviewed on: 23rd May 2025

Our Life Back

5
Wonderful People nothing is too much trouble Reviewed on: 23rd May 2025

The support I got from Stepchange was fantastic.

5
The support I got from Stepchange was fantastic. I felt like I was drowning when was trying to deal with the debt myself. A friend signposted me to Stepchange, I was able to relax more in regards to my debts, knowing I was getting the support and not keep getting reminders to pay. I am now finally debt free with the support and help from Stepchange. Reviewed on: 23rd May 2025

Unfortunately I have got myself into debt but stepch...

5
Unfortunately I have got myself into debt but stepchange have been amazing Reviewed on: 23rd May 2025

First Class Support

5
We are so pleased with the service from Stepchange. Once setup, it easy to manage your budget updates online. Top class customer support. Reviewed on: 23rd May 2025

From start too finish step change helped me.

5
From start too finish step change helped me. It was so easy to put things in place Reviewed on: 23rd May 2025

Amazing, helped in the best way possible

5
Amazing, helped in the best way possible Reviewed on: 23rd May 2025

Really helpful organisation to help deal with debts.

5
Really helpful organisation to help deal with debts. Every time i have rang to sort a issue they have been brilliant . A+ Reviewed on: 23rd May 2025

Absolutely brilliant helped me so so much

5
Absolutely brilliant helped me so so much Reviewed on: 23rd May 2025

I felt I had the weight on my shoulders.

5
I felt I had the weight on my shoulders. Life-changing lifesavers. Very helpful, took all the hard work away from me. Would Genuinely say my life would not be the same now if not for step change Reviewed on: 23rd May 2025

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