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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18655 reviews)

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4.92

Based on 18,655 reviews, last reviewed 1st Jul 2026

188850% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Stepchange are amazing

Dont know how I would have coped without them over the years they have been very supportive kind and professional and helpful. I cannot thank them enough I would definitely recommed them. My son got into a lot of debt with gambling taking out credit cards thanks to stepchange he is now debt free has a detached house a great job and wedding planned and changed his life around. So a thank you from him too. Reviewed on: 11th June 2024

DROWNING IN DEBT

FROM THE MINUTE I CONTACTED STEPCHANGE I FELT A BIG WEIGHT LIFTED OFF MY SHOULDERS. I HAD SEVERAL CREDIT CARDS AND WAS STRUGGLING TO MAKE THE MINIMUM PAYMENTS ON THEM. I WAS BORROWING FROM ONE TO PAY ANOTHER. I STRUGGLED TO SLEEP AS I WAS SO WORRIED ABOUT MY SITUATION. STEPCHANGE REASSURED ME FROM MY FIRST CONTACT THAT THEY WOULD HELP ME TO FIND A WAY TO SORT EVERYTHING OUT, AND THEY DID. THE FIRST STEP WAS THEM CONTACTING ALL MY CREDITORS TO ARRANGE BREATHING SPACE WHILST THEY HELPED ME TO WORK OUT A BUDGET. FOR THE FIRST TIME IN YEARS I MADE A BUDGET WHICH WAS MANAGEABLE AND I WAS ABLE TO STICK TO. I'M SO GLAD I TOOK THAT FIRST STEP IN CONTACTING THEM. Reviewed on: 9th June 2024

Very helpful and understanding.

Very helpful and understanding. A lot of stress and worry has been removed. Thanks Reviewed on: 8th June 2024

The management of money is good.

The management of money is good. Resolving issues not good. Reviewed on: 7th June 2024

Reassuring and easy who could ask for more!

Reassuring and easy who could ask for more! Reviewed on: 6th June 2024

Really helpful, given me more control and less sleep...

Really helpful, given me more control and less sleepless nights Reviewed on: 6th June 2024

Very understanding and non judgemental staff.

Very understanding and non judgemental staff..always helpful Reviewed on: 6th June 2024

Several years ago we were in deep financial trouble.

Several years ago we were in deep financial trouble. Fortunately a friend suggested that we should contact StepChange and, after a successful application, we have never looked back. Several options were given and we chose a debt management plan as it best suited our circumstances. After this there were no more unpleasant phone calls, mail or callers at the door. Good advice was given when setting budgets throughout the plan and monthly payments were made throughout. Now nearing the end of plan, pleased to recommend to anyone with a similar problem in future. Reviewed on: 5th June 2024

Confidence builder

Step change took me from a suicidal state and given me back my confidence by taking me step by step Reviewed on: 4th June 2024

Step Change DMP

Step Change were very helpful in their initial advice and setting up the DMP Reviewed on: 4th June 2024

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