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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Excellent communication and understanding

Very understanding and sympathetic to your situation, didn't feel patronised or shamed, helped me set an affordable amount to repay each month, online app very easy to use to keep check on statements etc, ALWAYS there to help, don't know what I would have done without them Reviewed on: 9th July 2023

Step change gave me hope

I couldn’t fault how much step change eased my financial situation. I would recommend them to anyone who is struggling financially. Reviewed on: 9th July 2023

Don't wait act now!

I buried my head in the sand for such a long time before contacting these guys and it was such a stupid mistake.. They have turned my life around and I'm in a better place than I've ever been.. Thankyou step change.. Reviewed on: 9th July 2023

So helpful

Advisors were courteous and non judgemental when helping me with an extremely worrying time Reviewed on: 9th July 2023

Fantastic caring company

Absolutely 10/10 for service and the staff are so caring. Reviewed on: 9th July 2023

Fantastic

When my autistic daughter lived with a partner she paid money rowards bills only to find on separation he hadn't paid them. We were sick with worry. Step change completely sorted the whole problem and are so helpful every step of the way. We can now sleep at night and are stress free. Thank you step change. Reviewed on: 9th July 2023

Very highly recommended

This charity has been a big help to myself and could be life changing for individuals , I would highly recommend this company. Reviewed on: 9th July 2023

Made me feel like I was not the only one worrying about my dept

Any one I spoke to were so helpful realy helped me sort every thing out Reviewed on: 9th July 2023

Helpful

Stepchange is an amazing company who have the capacity to help with your financial situation. Reviewed on: 9th July 2023

A lifeline!

I fell on hard times after my wife left and I lost an entire income. Step Change were both compassionate and caring but, worked out an entire plan which enabled me to manage my finances going forward and, crucially, alleviated all of my worries during this taxing and emotional time. I have nothing but praise for this invaluable company. Reviewed on: 9th July 2023

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