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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Amazing

Helped me so much with very little effort! Would definitely recommend to anyone with debt problems. Reviewed on: 8th July 2023

Life Changing

I was struggling to make ends meet and I mean I got to the point where I had no money to buy food even though I work full time when I contacted StepChange I was instantly made to feel at ease and comfortable and started to feel like a huge weight had been lifted the staff listen, empathise and work out the best solution for your situation I cannot thank them enough for the difference they have made to my life. The work they do is incredible. Reviewed on: 8th July 2023

100%

Very hopefully and very quick happy with the results. Reviewed on: 8th July 2023

Facing up to debt!

It took me awhile to face up to my debt problem and contact step change, having done that I still dithered over sharing my problem with a stranger, once I committed myself I realized just how switched on these people were to helping not just to solve the the problem but to reassure that you're not alone facing it, like so many before me I wish that I'd done this sooner, it may sound like a cliche but once I understood where all this was going it was like enormous weight being taken off my shoulders I cannot praise or recommend the whole team and the process to anybody who has any doubt about opening up to step change who are fully conversant with everything you're going through, I am pleased they've been foot forward for the reward and wish them every success they are life changes and deserve all the accolades they can have, regards Bruce Reviewed on: 8th July 2023

Fantastic Service all round

Very happy with their performance and service to me will recommend to others too really helpful understanding towards customer needs !! Thank you and an excellent debt Charity to work with at all times Best Wishes Reviewed on: 8th July 2023

Step Change

Would thoroughly recommend, easy to contact, lovely and more importantly knowledgeable, helpful people. They have helped me so much without judging. Reviewed on: 8th July 2023

Lifesavingly helpful - got me out of a long-term hole

Very easy to talk to, straight forward, made difficult situation manageable. Advice was detailed and once I'd made the decision which option to take it was quick and easy to manage. I'm going to be paying off debts for a long time but step change have helped me get started after years of not dealing with. It. I'm very grateful thanks. Reviewed on: 8th July 2023

Financial heroes

They literally saved me from credit death. I tried many other companies but they were not transparent. All they were doing is to put my monthly payments higher even though I couldn't afford. Reviewed on: 8th July 2023

A light at the end of a deep tunnel

When you have got yourself to a point when you dont know where to turn. The banks just let you borrow and borrow. I see an advert for Stepchange and wonder if they can help. Can i stop worrying about not be able to pay my debt. I know i have spent it but wanting to pay it back. There was no way i could afford the payments so i would recommend getting in touch with them. I can breath now knowing im getting the help i needed. Reviewed on: 8th July 2023

Fantastic support

Step change have been supportive, understanding and very simple for me to reach out to for help. Reviewed on: 8th July 2023

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