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StepChange: Debt advice reviews

4.95
Based on 16,356 reviews, last reviewed 8th May 2026
78900% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

StepChange: An amazing service and life saver. StepChange can be regarded as responsible for saving me from many financial difficulties that worried me, and my family, seriously. Fantastic advice a... Read more Reviewed on: 8th May 2026
Al H's avatar
Al H

Latest lowest rating:

2

Not neurodivergent friendly and poor communication w... Not neurodivergent friendly and poor communication with creditors Reviewed on: 7th May 2026
Nicola W's avatar
Nicola W

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16356)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

How to pay what you owe.

5
Been a client of StepChange for a number of years. I did not want to go down the IVA route I wanted to pay what I owed. With StepChanges help I have cleared my original debt of £65K down to £11K currently owed. They are very helpful and understanding. Reviewed on: 1st May 2024

Great service and always professional advice.

5
Great service and always professional advice. Easy to talk too and to access the service. They never make you feel uncomfortable in difficult circumstances. Reviewed on: 1st May 2024

I was lost and did not know how I was going to cope.

5
I was lost and did not know how I was going to cope. StepChange was suggested to me by my bank .i phoned them and have not looked back since I got my first good nights sleep . They do not judge you in anyway and are very friendly and super helpful cannot recommend them high enough . Thank you StepChange Reviewed on: 1st May 2024

All completed online

5
All completed online with no embarrassing phone calls to discuss things I'm already ashamed of. Really easy to complete. Great at keeping me up to date. Reviewed on: 1st May 2024

It was the best thing I have done financially to con...

5
It was the best thing I have done financially to contact stepchange as I am now in a strong financial position. Reviewed on: 1st May 2024

Very helpful , understanding the situation, reassur...

5
Very helpful , understanding the situation, reassuring Reviewed on: 1st May 2024

Very friendly people, never feel like I am been judg...

5
Very friendly people, never feel like I am been judged, I am stress free from my debt. Reviewed on: 1st May 2024

They helped us from struggling finances to attaining...

5
They helped us from struggling finances to attaining a life worth living. Reviewed on: 1st May 2024

Problem solve

5
If got problem with your finances please give them a call they friendly and helpful.l Reviewed on: 1st May 2024

Supportive, understanding and honest. Highly recommend

5
So supportive and make a very stressful and emotional time feel manageable. Informative, honest helped me get my life back on track and on the road to becoming more in control of my finances Reviewed on: 1st May 2024