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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18626 reviews)

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4.92

Based on 18,626 reviews, last reviewed 14th Jun 2026

187650% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Thank you Being in financial difficulties has significant adverse implications, including on mental health. StepChange were there for me when I needed help and ... Read more Reviewed on: 14th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18626)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Great advice

If it wasn't for contacting stepchange,I don't know what I would have done.they were really kind and got advice which really helped me. Reviewed on: 27th May 2026

Step change saved my life I’m not so stressed any mo...

Step change saved my life I’m not so stressed any more excellent service I refused to have my debts partially written off option I’m now paying it off at a comfortable rate - thanks for saving my life Step change with your understanding support Reviewed on: 27th May 2026

Debt advice is clear, honest, and understanding.

Debt advice is clear, honest, and understanding with no judgement on how the debts have accrued. Regular reviews assist on tracking your financial situation and ability to maintain payments Reviewed on: 27th May 2026

Definitely reccomend step change

Difficult to speak to a person but when I did they were absolutely brilliant! Not once did they make me feel like a criminal. They just helped me. I have been very ill and couldn’t meet my financial obligations but now I can get better without worrying. Reviewed on: 27th May 2026

Great company helped me when I was in trouble

Great company helped me when I was in trouble Reviewed on: 27th May 2026

I have always had a good experience with step change.

I have always had a good experience with step change. Staff are very knowledgeable and helpful throughout the whole process. I have always felt listened too with clear advise and options.follow up has always been very good. Online is easy to manoeuvre around when I have used the portal. Reviewed on: 27th May 2026

financial help

it has helped me very much in my financial situation۔ Reviewed on: 27th May 2026

Tip top.

Great outcome, great service. Superb Reviewed on: 27th May 2026

Best thing I ever done.

Best thing I ever done. Took all my stress away. Now I’m debt free Reviewed on: 27th May 2026

Step change has helped me take control of my finance...

Step change has helped me take control of my finances, I can check how much is left to pay and when my end date will be, this makes me feel like I am getting somewhere to being debt free. Reviewed on: 27th May 2026

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