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StepChange: Debt advice reviews

4.95
Based on 16,701 reviews, last reviewed 12th May 2026
95550% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Very professional and easy to liaise with to resolve... Very professional and easy to liaise with to resolve my financial situation. They took care of it , contacting the companies etc Reviewed on: 12th May 2026
Andy Mc's avatar
Andy Mc

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16701)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

5
I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Changed my life.

5
Changed my life. No worries about anything. Everything been done on line Reviewed on: 1st May 2024

Professional

5
Professional and easy to talk to Reviewed on: 1st May 2024

Five stars all the way!

5
Stepchange are an amazing charity and have really help me feel that I am on top of my debts. It took me a long time to contact them, as I was feeling so low and embarrassed to be in the position I was in, owing so much money. I’m so pleased that I contacted them, they helped me put together a plan that I have been able to comfortably manage for over a year. The whole process has been so simple and so reassuring. When I have called to speak to someone the staff have always been so understanding, helpful and completely non judgemental. They really are a fantastic organisation and I have recommended them to quite a few people. Reviewed on: 1st May 2024

Helpful and professional.

5
They are always extremely helpful and professional. They are sensitive to the situation. Reviewed on: 1st May 2024

We were at rock bottom

5
We were at rock bottom and a friend recommended StepChange - and we never looked back - they took all the anxiety and pressure away for us ! We will be forever grateful! Reviewed on: 1st May 2024

After going through a divorce and things got a bit t...

5
After going through a divorce and things got a bit too much, step change were recommended by a friend and they really helped alleviate the repayments of the debt I had built up due to this. They have been extremely helpful to make it affordable and to ensure I can still live, enjoy a little and manage what I can to repay what is comfortable for me. Would highly recommend if you are finding it difficult. It's worth the hit on your credit score to sort yourself out. Reviewed on: 1st May 2024

Takes all the stress away from worrying about your d...

5
Takes all the stress away from worrying about your debts, deals with all your debtors so you don’t have to speak to them and is a lifesaver Reviewed on: 1st May 2024

I do not know what I would have done without step ch...

5
I do not know what I would have done without step change. I now know I am paying my debts at an affordable rate without having to worry. I would recommend them to anyone in difficulty. I thank you from the bottom of my heart!!! Reviewed on: 1st May 2024

The best experience

5
When discussing my debts over the phone I was in tears. Stepchange were amazing at giving me comfort and support without feeling judged and ashamed. Nearly a year on and I feel so much better with their help. Reviewed on: 1st May 2024

Peace of mind.

5
Stepchange give you some peace of mind instead of dealing with the company you owe money. They talk on your behalf. I am still paying my debt for little my little. Dealing with the person o company you owe money would be much worse. I would not be able to handle the situation. So far stepchange been great. Reviewed on: 1st May 2024