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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

In control at last

5
I went from feeling everything out of control to I can manage this and feel confident that my debts are getting paid and I have no one harassing me over money Excellent help and very understanding Reviewed on: 4th May 2024

Enjoying planning for a new future

5
I have beed to other debt support before and they charged a fee. My debt was not really going down and creditors were calling and demanding more. Step Change totally different experience, no fees, can always call professional friendly staff. I had £24,000 debt but I will be debt free by November 2024, can’t thank them enough. Reviewed on: 4th May 2024

I was not in a good place my debt was building I was...

5
I was not in a good place my debt was building I was advised to use step change to help me with my money worries…….i should have done its long time ago I’m all in order now and putting my health first as I’m not in good heal they did it step by step made it easy for me with my bad health so I felt less anxious ….anybody I say who needs financial help do it today and you will feel so much better the staff have all the time you need …do it don’t think about it ….thank you all staff at stepchange Reviewed on: 4th May 2024

Helpful, friendly and informative

5
Every interaction has been dealt with promptly and respectfully. All customer service assistants have been friendly and very helpful, explaining everything clearly but without complicating me. Reviewed on: 4th May 2024

I went to Step Change as i Had No Where Else to Turn...

5
I went to Step Change as i Had No Where Else to Turn too. They Were Great at Helping me Sort out my Payment Plan and Gave Me Peace of Mind. Reviewed on: 4th May 2024

Stepchange was a life saver, after my father passed...

5
Stepchange was a life saver, after my father passed away. I needed help with my debt. From first call to setting up my DMP they were great. Highly recommend them. Reviewed on: 4th May 2024

Non judgmental care and advice who helped me gain co...

5
Non judgmental care and advice who helped me gain control of my finances Reviewed on: 4th May 2024

I am so happy that Stepchange was there to help me w...

5
I am so happy that Stepchange was there to help me with my debts , so helpful and so friendly , nothing is to much trouble in helping to find the best solution so thank you Stepchange Reviewed on: 4th May 2024

StepChange are sympathetic to your needs

5
StepChange were very sympathetic to my needs and guided me constructively through the minefield that is debt management. They do exactly what they say they are going to do....they contacted my creditors, sent letters and spreadsheets of my current financial situation and also updated whrn creditors passed the debt to another company. All the creditors, when I have called them, confirmed a plan was in place with StepChange and that they were happy with the arrangement and, they too, were also sympathetic to my situation. Reviewed on: 4th May 2024

Very helpful staff.

5
Very helpful staff.. They explained everything in simple terms. Have managed to pay off most of my debts. Easy manageable payments. Reviewed on: 4th May 2024

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