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StepChange: Debt advice reviews

4.92
Based on 18,670 reviews, last reviewed 28th Jul 2026
75700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026
Laura O's avatar
Laura O

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18670)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Very happy with my experience and would highly recom...

4
Very happy with my experience and would highly recommend step change. Reviewed on: 27th May 2026

Understanding but not patronising

5
Stepchange are understanding but not in a patronising way. it’s embarrassing admitting that you can’t handle your ££ effectively but Stepchange support you to get through it. If you miss a payment wt, it’s dealt with seriously but with kindness Reviewed on: 27th May 2026

Very good, professional and considerate

5
Very prompt and professional. Excellent customer service Reviewed on: 27th May 2026

Very kind, helpful and patient.

5
Very kind, helpful and patient. Definitely felt so relieved to have contacted them. Would absolutely recommend them to anyone who is struggling with debt. Reviewed on: 27th May 2026

Listened without judgement.

5
Listened without judgement. Offered an affordable plan, quickly and efficiently. No question sounded too silly for them and answered them all and explained things in full detail. I had to call a few times after plan was set up and didn’t have to hold on too long for call to be answered. The website has lots of information and is easy to use. Reviewed on: 27th May 2026

Any problems you have they will try and sort it...

5
Any problems you have they will try and sort it Reviewed on: 27th May 2026

Step change has been amazing with me setting up a DM...

5
Step change has been amazing with me setting up a DM due to coming out of work through illness and disability issues. They really understood my anxiety with all this as I just cannot do things for myself anymore. All I did was to upload all documentation and everything was negotiated for me and a start up date Reviewed on: 27th May 2026

First Class

5
Took away all the pressure I was receiving from my creditors Reviewed on: 27th May 2026

Stepchange gave me advice and support with managing...

5
Stepchange gave me advice and support with managing my debts at a time when I was really struggling with anxiety and couldn’t see a way out. I was given some breathing space and then a plan put in place, I have paid a good amount of my debt off and my credit rating is also slowly increasing. Reviewed on: 27th May 2026

They can't do enough to help you and literally saved...

5
They can't do enough to help you and literally saved me from a breakdown. I was in such a mess and a stressful situation Reviewed on: 27th May 2026

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