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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Excellent helpful debt management advice

5
Customer service were so friendly when explaining my situations and going into details of all the option I had. It gave me peace of mind dealing with only one contact and one monthly payment. Debtors stopped contacting me direct. I managed to pay off over £17k of debt through my debt management plan Reviewed on: 2nd May 2024

had large debts, contacted stepchange,

5
had large debts, contacted stepchange, they spoke to creditors on my behalf. they got the debts frozen, no interest, and arranged affordable repayments. Apart from regular statements i no longer hear from creditors Reviewed on: 2nd May 2024

Saved my life.

5
Saved my life. I was in a very bad and dark place financially. Reviewed on: 2nd May 2024

Stepchange has been excellent from start to date.

5
Stepchange are very good when it comes to review time. Reviewed on: 2nd May 2024

Absolutely amazing people, who help you, when you m...

5
Absolutely amazing people, who help you, when you most need it.Who knows where I'd have been, without their help. Reviewed on: 2nd May 2024

Stepchange have been a god send, really helped me to...

5
Stepchange have been a god send, really helped me to get back on track with my finances. I have spoken to Ash a couple of times and he has been absolutely brilliant. They are always there to offer great advice and support when needed. I’ve finally reached that light at the end of the tunnel thanks to Stepchange ☺️ x Reviewed on: 2nd May 2024

Made dealing with my debts less stressful and simple...

5
Made dealing with my debts less stressful and simple, into my second year with them and gone through budget review. Easy to update balances and manage online. If you need to phone, staff very helpful and supportive. Reviewed on: 2nd May 2024

I have just finished my debt free journey.

5
I have just finished my debt free journey. Thanks to step change all my debts have been repayed. Took 3,5 years but I'm debt free now . Reviewed on: 2nd May 2024

Stress free

5
Stepchange has changed my life they have taken all the stress I had with my debt away. If you are in debt I would strongly recommend this company Reviewed on: 2nd May 2024

I have now got peace of mind and living a normal li...

5
I have now got peace of mind and living a normal life without being threatened by creditors. I have good night sleep and have stopped being so stressed about finances. I can plan better financially and I have never felt so much better in my life as I do now. I would recommend StepChange to anyone who find themselves in debt as I did before. Reviewed on: 2nd May 2024

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