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StepChange: Debt advice reviews

4.92
Based on 18,682 reviews, last reviewed 28th Aug 2026
93% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I got the help I needed to sort all my debts out and... I got the help I needed to sort all my debts out and now I am debt free Reviewed on: 28th August 2026
Amanda 's avatar
Amanda

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (18682)

A Godsend to those struggling with unmanageable debt...

5
Was struggling to cope with all my debts until Step Change took over managing them for me with one affordable monthly payment. It's given me a new lease of life. No more trying to juggle unmanageable debt! A Godsend. Reviewed on: 2nd May 2024

StepChange has given me the most outstanding help.

5
StepChange has given me the most outstanding help. Their guidance and support has provided a mechanism for me to cope with the debt I have and remove the debilitating worry that I endured before their intervention. Reviewed on: 2nd May 2024

without your help i would be very lost i would like...

5
without your help i would be very lost i would like to thankyou very much otherwise i would be in court Reviewed on: 2nd May 2024

StepChange saved me !

5
StepChange saved me from a breakdown as I was spiralling with debt. Thanks to their brilliant support, I have been in control of my finances and no more feeling overwhelmed and cornered anymore. Reviewed on: 2nd May 2024

Very clear and easy talking to people who know what...

5
Very clear and easy talking to people who know what problems people have and how to help Reviewed on: 2nd May 2024

Understanding

5
Very helpful and understanding, very friendly and put you at ease. Reviewed on: 2nd May 2024

Fabulous

5
Fabulous, one payment to them and they sort out my debt Reviewed on: 2nd May 2024

Take that First Step..Change

5
Step Change was there for me when I needed help and are still there for me now and so glad they were can’t rate them highly enough…need help with your debts give them a try you’ll be so glad you did Reviewed on: 2nd May 2024

Excellent advice received from StepChange at all times.

5
Excellent advice received from StepChange at all times. Allowing us to make informed decisions about our situation. Reviewed on: 2nd May 2024

Flawless Service

5
This is my second time using StepChange and both experiences have been flawless. Reviewed on: 2nd May 2024

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