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StepChange: Debt advice reviews

4.92
Based on 18,682 reviews, last reviewed 28th Aug 2026
93% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I got the help I needed to sort all my debts out and... I got the help I needed to sort all my debts out and now I am debt free Reviewed on: 28th August 2026
Amanda 's avatar
Amanda

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (18682)

Very helpful highly recommended

5
Very helpful highly recommended helped sort out my debts stress free Reviewed on: 2nd May 2024

Helped when hit bottom and advised best course of ac...

5
Helped when hit bottom and advised best course of action Reviewed on: 2nd May 2024

Stepchange saved me life literally saved my life!

5
They literally saved my life! I was despairing and depressed as my bank had shut my account and started charging astronomical interest on my credit cards. I was recommended Stepchange and they froze the exorbitant interest charges so I could stand a chance of paying off the capital. Still think they are angels. Thank you all so much! Reviewed on: 2nd May 2024

STEPCHANGE have always helped me managing my debt to...

5
STEPCHANGE have always helped me managing my debt to an extreme level and so grateful and pleased with their excellent and quality customer service.Keep it up Reviewed on: 2nd May 2024

They where fantastic, took all the stress away where...

5
They where fantastic, took all the stress away where incredibly helpful understanding and efficient. They took so much off my shoulders by helping to bring the unmanigibable into something manigable Reviewed on: 2nd May 2024

All of the staff have been helpful and caring of my...

5
All of the staff have been helpful and caring of my situation. It felt like they genuinely wanted to help. Reviewed on: 2nd May 2024

Step change helped me get my life back on track

5
Was in lots of debt even though I was working in a professional field. I felt embarrassed asking for help but it had to be done. I was treated with respect and with professionalism. Step change has changed my life and got me on track to sort out my debts and will be debt free in 12 months. It has made me reflect on my purchases and what I need and don't need. It has definitely made me reflect on using credit effectively to increase my credit score and not to get into uncontrollable debt again. Reviewed on: 1st May 2024

Excellent service.

5
Excellent service. Very helpful. Easy to do. Reviewed on: 1st May 2024

Help is at hand

5
Just the most understanding and professional people I have come across.They listen and advice you on what options are open to you, couldn’t of done it without them. Reviewed on: 1st May 2024

Needed support

5
Understanding professional supportive and distressing at a time that is so stressful and over bearing Reviewed on: 1st May 2024

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