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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

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4.92

Based on 18,682 reviews, last reviewed 23rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

..life changing

I was in a lot of financial trouble in 2016 owing over 40k.i was having sleepless nights and didn't what to do. Stepchange was recommended by a friend. They were brilliant talked to my creditors and set up a repayment plan. I only owe about 3 k now Absolutely brilliant caring people. Reviewed on: 27th May 2026

Overall, a very positive experience with StepChange

Overall, my experience with Step change has been very positive and I would have no hesitation in recommending the service to other persons who need assistance with debt management. Aside from being a free service, I value the flexibility provided by StepChange which has enabled me to cope with challenging circumstances on several occasions. It is also helpful that StepChange liaise with creditors. Reviewed on: 27th May 2026

So easy to sign up and a huge weight off...

So easy to sign up and a huge weight off my shoulders Reviewed on: 27th May 2026

Amazing!

Everyone I have spoken to from the beginning have been amazing. I've never ended a call with an unresolved problem and the help I've received is great. I've never felt rushed to end a call and everyone has been really understanding and patient when I've has a meltdown. Reviewed on: 27th May 2026

Feel normal again

My experience with Stepchange has been a very positive experience. From the start I was put at ease, not made to feel stupid for getting into debt and being helped to sort debts and deal with them and feel better about myself Reviewed on: 27th May 2026

Sympathetic ear, understanding and empathy shown on...

Sympathetic ear, understanding and empathy shown on our first phone contact. Explained all options available and dealt with our concerns and situation. Reviewed on: 27th May 2026

Very good service

Very helpful , always ready to assist Reviewed on: 27th May 2026

StepChange helped change my life around.

StepChange helped change my life around. Always helpful and handle things extremely well Reviewed on: 27th May 2026

Support when I needed it the most, extremely helpful...

Support when I needed it the most, extremely helpful and non judgmental, a fantastic experience and really helped me get on track at a time when I thought there was no way up. Reviewed on: 27th May 2026

Very efficient and friendly service.

Very efficient and friendly service. Had my debt management plan set up no problem. Any time I have had to call them, they have sorted my issue and/or put my mind at ease very quickly Reviewed on: 27th May 2026

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