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StepChange: Debt advice reviews

4.92
Based on 18,674 reviews, last reviewed 11th Aug 2026
3% decrease in 5 star reviews
in the past 90 days
22% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Step Change hugely help me Step Change team help me hugely with my financial problem.A huge thank you to all of you . Reviewed on: 11th August 2026
Maria Ayong's avatar
Maria Ayong

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (18674)

Life savers

5
So glad I came across step change! I was getting to the point where I didn’t know where to turn Reviewed on: 27th May 2026

..life changing

5
I was in a lot of financial trouble in 2016 owing over 40k.i was having sleepless nights and didn't what to do. Stepchange was recommended by a friend. They were brilliant talked to my creditors and set up a repayment plan. I only owe about 3 k now Absolutely brilliant caring people. Reviewed on: 27th May 2026

Overall, a very positive experience with StepChange

5
Overall, my experience with Step change has been very positive and I would have no hesitation in recommending the service to other persons who need assistance with debt management. Aside from being a free service, I value the flexibility provided by StepChange which has enabled me to cope with challenging circumstances on several occasions. It is also helpful that StepChange liaise with creditors. Reviewed on: 27th May 2026

So easy to sign up and a huge weight off...

5
So easy to sign up and a huge weight off my shoulders Reviewed on: 27th May 2026

Amazing!

5
Everyone I have spoken to from the beginning have been amazing. I've never ended a call with an unresolved problem and the help I've received is great. I've never felt rushed to end a call and everyone has been really understanding and patient when I've has a meltdown. Reviewed on: 27th May 2026

Feel normal again

5
My experience with Stepchange has been a very positive experience. From the start I was put at ease, not made to feel stupid for getting into debt and being helped to sort debts and deal with them and feel better about myself Reviewed on: 27th May 2026

Sympathetic ear, understanding and empathy shown on...

5
Sympathetic ear, understanding and empathy shown on our first phone contact. Explained all options available and dealt with our concerns and situation. Reviewed on: 27th May 2026

Very good service

5
Very helpful , always ready to assist Reviewed on: 27th May 2026

StepChange helped change my life around.

5
StepChange helped change my life around. Always helpful and handle things extremely well Reviewed on: 27th May 2026

Support when I needed it the most, extremely helpful...

5
Support when I needed it the most, extremely helpful and non judgmental, a fantastic experience and really helped me get on track at a time when I thought there was no way up. Reviewed on: 27th May 2026

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