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StepChange: Debt advice reviews

4.95
Based on 16,783 reviews, last reviewed 16th May 2026
99450% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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0%
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0%
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Latest highest rating:

5

Great Charity After years of sleepless nights worrying about money troubles, we are now on track to pay off our debts gradually. so glad we contacted Stepchange, th... Read more Reviewed on: 16th May 2026
Baldeagle's avatar
Baldeagle

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16783)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

They lifted the weight off my shoulders

5
I was struggling incredibly with my debt, feeling there was no way out and being stuck in the constant cycle of minimum payments and interest fees. Step change helped me and put all my debts into one single payment, now my cards and loan are locked/closed and I’m on track to becoming debt free. Couldn’t be happier. If you’re thinking about doing it, do it! Reviewed on: 7th July 2023

Excellent !!

5
Lovely to deal with and put my debt anxiety to rest Reviewed on: 7th July 2023

Piece of mind

5
Being in debt is an awfully worrying thing. You constantly fret over money, managing it and keeping everyone happy. But at times it's too stressful and you worry about things getting too much to handle. Step Change have helped me by taking the pressure off. I pay them one payment a month and they sort everything else out for me. They give advice when debt collecting agencies are being arsey, demanding and threatening and make you feel reassured that you're doing all you can. Reviewed on: 7th July 2023

Great service

5
Experience with stepchange.org was quick efficient service and excellent quality of work and friendly customer support Reviewed on: 7th July 2023

Stepchange are fantastic

5
Been in debts for about 10 years And decided enough was enough so I spoke to stepchange this year Absolutely fantastic Highly recommended The staff who I spoke too When I rang a few times Was fantastic I asked what's best for myself in my situation Was recommended to get a debt relief order Which I went for I was getting worried about debts But stepchange put me at ease Which I am very grateful for I am happy how Looking forward to the future Now my debts have been taken care off So big thanks to stepchange Keep up the good work.. Reviewed on: 7th July 2023

Help during a dark time

5
Stepchange have been simply incredible helping myself during a difficult financial situation, they have always been patient, understanding and kind, it would y been impossible to get debt free and back on a balanced path without having their help and support Reviewed on: 7th July 2023

Excellent service

5
No problem too great! The service provided enables you to manage your debts and move on with your life! Reviewed on: 7th July 2023

Brilliant

5
Very professional, polite and empathetic. Couldn't more, superb people. Reviewed on: 7th July 2023

Fantastic!

5
These guys provide such valuable reassurance to people in times of need. Everyone I’ve spoken to has been knowledgeable, friendly & professional. Phone lines are always manned and you can always get the answers from the first person you speak to which is frankly a miracle these days! Give these guys ALL the awards! Reviewed on: 7th July 2023

Understanding, quick, easy and fully transparent

5
Helped me so much with overwhelming debt, was so quick and easy. Given so good information that's simple to understand and various options on which would be the best path based on personal circumstances. Kept up to date regularly. Customer service and online information and access is brilliant. Thank you for your help. Reviewed on: 7th July 2023

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