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StepChange: Debt advice reviews

4.92
Based on 18,665 reviews, last reviewed 16th Jul 2026
75600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026
Patricia rose's avatar
Patricia rose

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Friendly helpful service clear and simple

5
Friendly helpful service clear and simple Reviewed on: 1st May 2024

Absolutely the best decision I ever made!

5
Absolutely the best decision I ever made was being brave enough to make the first call and say 'Help, I'm in over my head!' After years of trying to navigate debt, and a lot of sleepless nights, StepChange responded to me calmly, kindly and professionally and I couldn't be more grateful, they enabled me to find a route out! Reviewed on: 1st May 2024

First class customer service,

5
First class customer service, nothing is too much trouble for the operators on the phone and they will do anything to make the process easy and stress free. I can’t thank them enough. Reviewed on: 1st May 2024

Should have asked for StepChange help much sooner....

5
From the start, I have experience nothing but great professionalism from everyone that I've contacted or been contacted. That professionalism extends to the friendly manner of the staff, their knowledge, helpfulness, advice and sense of understanding. Reviewed on: 1st May 2024

Wonderful helped me out and sorted everything out fo...

5
Wonderful helped me out and sorted everything out for me Reviewed on: 1st May 2024

I was at my wits end, and found step change.

5
I was at my wits end, and found step change. They are a life saver. They put me on a DMP. I have 2 years left on my plan, then I will be debt free. Would never have made it without step change. Amazing company, sympathetic, friendly and helpful personnel. Reviewed on: 1st May 2024

Debt Management

5
i have been with stepchange for a number of years and i am very pleased with they'r advise and services, i dont know what i would have done without they'r help, Reviewed on: 1st May 2024

Very helpful, left me feeling positive & relieved.

5
Very helpful, left me feeling positive & relieved. Payment was 100% avoidable,would use Stepchange again if I need too without hesitation, so nice to be debt free Reviewed on: 1st May 2024

Best debt management charity

5
I have been with StepChange for 5 years, as a debt management. They make life so much easier, easy to get in touch with. Offers a great service as a charity, with excellent care. Reviewed on: 1st May 2024

Turn your life around with Stepchange!i...

5
Stepchange help is the best thing that I ever did, if you think something is too good to be true it usually is not good but Stepchange does exactly as they say and change your life, total life saver Reviewed on: 1st May 2024

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