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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16823 reviews)

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4.95

Based on 16,823 reviews, last reviewed 19th May 2026

101350% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Stepchange was a life saver & are very very helpful,... Stepchange was a life saver & are very very helpful,professional & friendly I would definitely recommend them Reviewed on: 19th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16823)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Understanding, quick, easy and fully transparent

Helped me so much with overwhelming debt, was so quick and easy. Given so good information that's simple to understand and various options on which would be the best path based on personal circumstances. Kept up to date regularly. Customer service and online information and access is brilliant. Thank you for your help. Reviewed on: 7th July 2023

Freedom

Due to the escalating cost of shopping and energy I found myself using credit for everyday expenses and then struggling to keep up with repayments. After I contacted step change I felt a weight lift, I have slept better over the last few nights than I have in a long time. Reviewed on: 7th July 2023

Fantastic and helpful

I got myself in so much debt and struggling to keep up repayments. These gave so much help Reviewed on: 7th July 2023

Amazing company

Helped me out at a time I felt there was no way out. Forever grateful for what they have done for me Reviewed on: 7th July 2023

Life Saving Help

Struggling to make ends meet after my retirement, COVID, Gas and Electric charges etc, etc. I phone Step Change for advice. I was supported right from the start. Advice on which path to take made me feel so much better and the worry ebbed. I have had no issues whatsoever, that Step Change have not been able to listen to and help. Reviewed on: 7th July 2023

Take 1st Step, Change your life.

The staff here are truly amazing, Helped me get back on track after running up debts , very professional and always a call away if needed. I honestly cannot praise their service high enough. Life changing approach to dealing with debts. Reviewed on: 7th July 2023

Amazing

Step change have been absolutely amazing with helping me with a debt management plan really wish I had got in contact sooner. The thought of being judged was too embarrassing but they were extremely helpful and offered the best advice. For the first time in years I don't feel stressed about money worries. Reviewed on: 7th July 2023

Best Decision We Ever Made!!

The people at step change have been very helpful to us after my husband was laid off work and we were unable to make our payments, the information we received was very helpful and easy to fill in, they always ensure that you can afford the monthly repayments. Reviewed on: 7th July 2023

Should have done it sooner

I ended up in a bad way with money, I made a few bad choices and ended up being unable to pay some bills. It affected my family life and my mental health and there seemed to be no way out. A company I owed money to recommended stepchange and after I logged in and went through the process a debt management solution was put in place. I didn’t have to speak to anyone and did it all on line. Once complete I had enough money to live, pay my debt and I could see an end in sight where I could become debt free. Reviewed on: 7th July 2023

StepChange lead by example

StepChange helped me when I was at my lowest point even killing myself looked to be the best way out of debt. However StepChange changed all of that and together we faced my debts. Now I am paying off all of them monthly and my goal of being debt free will be 2029. StepChange are the best at what they do and they don't charge me a penny. Reviewed on: 7th July 2023

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