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Tembo Money: Cash ISA reviews

4.89
Based on 2,332 reviews, last reviewed 24th Feb 2026
203500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
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9%
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Latest highest rating:

5

We love Tembo! No complaints, a great provider. Reviewed on: 24th February 2026
Ashleigh S's avatar
Ashleigh S

Latest lowest rating:

2

Good interest rate. Good interest rate. Some initial concerns regarding a potential scam could have been dealt with more effectively. Reviewed on: 4th February 2026
Steph L's avatar
Steph L

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (2332)

Outstanding

5
Competitive interest rate, which has not been artificially inflated by a temporary 'bonus rate'. The App I have found to be very intuitive and has all the information I have needed so far Reviewed on: 3rd February 2026

Cash ISA

5
Opened a Cash ISA for the good interest rate. App is user friendly and easy to navigate. Reviewed on: 3rd February 2026

I have not had to contact or do much regarding my is...

4
I have not had to contact or do much regarding my isa but it was easy to set up and everything I need is on the app Reviewed on: 3rd February 2026

Great app, easy to use, very good experience so far

5
Great app, easy to use, very good experience so far Reviewed on: 3rd February 2026

Easy to use app, great product.

5
Easy to use app, great product. Easy to set up initially and begin saving. Reviewed on: 3rd February 2026

Very good rate for cash ISA and also good extra mone...

5
Very good rate for cash ISA and also good extra money to invite a friend Reviewed on: 3rd February 2026

Honestly, the best thing about the Tembo Cash ISA is...

5
Honestly, the best thing about the Tembo Cash ISA is that it actually treats existing customers as well as new ones. I was tired of the 'teaser rate' trap where your interest falls off a cliff after a year, but Tembo keeps their underlying rate consistently high. The app is incredibly easy to use, and as someone planning to buy a home, the fact that they offer free mortgage advice—which usually costs a fortune—is a massive bonus. It’s been great having a competitive rate with FSCS security and the freedom to withdraw my money whenever I need it without jumping through hoops. Reviewed on: 3rd February 2026

Tembo was great

5
Tembo was great when I was in the process of purchasing my property. They were very efficient especially considering I had a very tight deadline. I have recommended Tembo to my friends and family Reviewed on: 3rd February 2026

Such an easy app and no fuss.

5
Such an easy app and no fuss. Great interest rates and they keep me well informed about my finances. Reviewed on: 3rd February 2026

Very easy to do online.

5
Very easy to do online. Recommended two people and had my rewards. Good rates of interest. Reviewed on: 3rd February 2026

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