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Tembo Money: Cash ISA reviews

4.88
Based on 3,577 reviews, last reviewed 1st Apr 2026
314500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
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Latest highest rating:

5

Just brilliant people & systems! Just brilliant people & systems! Kerry Blackmore continues to make my day with her professionalism, experience, advice & friendliness. Nothing is too ... Read more Reviewed on: 1st April 2026
Kevin Kilduff's avatar
Kevin Kilduff

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026
Allyson 's avatar
Allyson

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3577)

I would recommend

5
Easy to use and competitive interest rates Reviewed on: 3rd February 2026

Quality and Convenience

5
Easy navigated set up and app. Excellent selection of products. Reviewed on: 3rd February 2026

Smooth and easy process on setup.

5
Smooth and easy process on setup. Competitive interest rate Reviewed on: 3rd February 2026

My experience with the Tembo Cash ISA has been fanta...

5
My experience with the Tembo Cash ISA has been fantastic so far. If you are looking for a home for your tax-free savings that combines a high yield with a modern interface, this is easily one of the best options available right now. The Highlights: Power of Compound Interest: One of the best features is that interest is calculated daily and paid monthly. This means you benefit from compound interest much faster than accounts that only pay out annually. Seeing those monthly "interest landed" notifications is a great motivator to keep saving. Competitive Rates: Tembo consistently stays at the top of the market charts. Unlike many "Big Four" banks that offer measly rates, Tembo provides a significantly higher return (often 2-3x higher than standard high-street easy-access accounts). Top-Tier App Experience: The app is clean, intuitive, and jargon-free. Setting up the account took minutes, and the transparency regarding how much interest you’ve accrued in real-time is a game-changer for staying on track with goals. No Hidden "Teaser" Rates: Many providers lure you in with a high "bonus" rate that drops after 12 months. Tembo’s rates are generally straightforward, meaning you don't have to keep hunting for a new provider every year. Reviewed on: 3rd February 2026

Simple but efficient ways to make deposits in my Cas...

5
Simple but efficient ways to make deposits in my Cash ISA. Reviewed on: 3rd February 2026

Great platform

5
Great ISA offerings, really good platform, quick withdrawals Reviewed on: 3rd February 2026

Competitive interest rate on isa.

5
Competitive interest rate on isa. Easy app to negotiate. Reviewed on: 3rd February 2026

Easy to use app and a reasonable interest rate

5
Easy to use app and a reasonable interest rate Reviewed on: 3rd February 2026

Good app and top savings rates

5
New to this account - but experience is that tha app is good and it works well Reviewed on: 3rd February 2026

Great rates and easy to use

5
Great rates of interest, easy to use app and accessing your money or adding more money is very simple to do. Reviewed on: 3rd February 2026

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