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Tembo Money: Cash ISA reviews

Name: Cash ISA
Rating: 4.76 (3588 reviews)

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4.76

Based on 3,588 reviews, last reviewed 13th Jun 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

10%

Latest highest rating:

5

Excellent Service Service provided whilst starting my ISA and ongoing service has been excellent. Reviewed on: 13th June 2026

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026

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About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3588)

Perfect Composure.

Easy to navigate, great resources surrounding mortgages, easy access to money through cash ISA and to top it all of excellent help when needed that you're not left waiting for. The on request statements are also such a benefit so you're not waiting to the end of the month, easy, trackable way to manage my money with very good interest rates, especially for an easy access account. Reviewed on: 3rd February 2026

I would recommend

Easy to use and competitive interest rates Reviewed on: 3rd February 2026

Quality and Convenience

Easy navigated set up and app. Excellent selection of products. Reviewed on: 3rd February 2026

Smooth and easy process on setup.

Smooth and easy process on setup. Competitive interest rate Reviewed on: 3rd February 2026

My experience with the Tembo Cash ISA has been fanta...

My experience with the Tembo Cash ISA has been fantastic so far. If you are looking for a home for your tax-free savings that combines a high yield with a modern interface, this is easily one of the best options available right now. The Highlights: Power of Compound Interest: One of the best features is that interest is calculated daily and paid monthly. This means you benefit from compound interest much faster than accounts that only pay out annually. Seeing those monthly "interest landed" notifications is a great motivator to keep saving. Competitive Rates: Tembo consistently stays at the top of the market charts. Unlike many "Big Four" banks that offer measly rates, Tembo provides a significantly higher return (often 2-3x higher than standard high-street easy-access accounts). Top-Tier App Experience: The app is clean, intuitive, and jargon-free. Setting up the account took minutes, and the transparency regarding how much interest you’ve accrued in real-time is a game-changer for staying on track with goals. No Hidden "Teaser" Rates: Many providers lure you in with a high "bonus" rate that drops after 12 months. Tembo’s rates are generally straightforward, meaning you don't have to keep hunting for a new provider every year. Reviewed on: 3rd February 2026

Simple but efficient ways to make deposits in my Cas...

Simple but efficient ways to make deposits in my Cash ISA. Reviewed on: 3rd February 2026

Great platform

Great ISA offerings, really good platform, quick withdrawals Reviewed on: 3rd February 2026

Competitive interest rate on isa.

Competitive interest rate on isa. Easy app to negotiate. Reviewed on: 3rd February 2026

Easy to use app and a reasonable interest rate

Easy to use app and a reasonable interest rate Reviewed on: 3rd February 2026

Good app and top savings rates

New to this account - but experience is that tha app is good and it works well Reviewed on: 3rd February 2026

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