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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,986 reviews, last reviewed 20th Feb 2026
127900% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Good service, could improve offer clarity Good mortgage broker call. Interest rates are low after the introductory offer. Different mortgage bonus offers are confusing to understand as they ar... Read more Reviewed on: 20th February 2026
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El

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
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James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1986)

Fab app, secure and easy to set up

5
I don’t know a huge amount about ISAs and everything, thankfully my partner suggested we use Tembo to save for our house deposit. The app is super easy to use, easy to set up, secure, and also attractive. I haven’t had to use the customer services so I can’t attest to this, but everything else has been great in my experience. Reviewed on: 4th February 2026

Amazing LISA

5
I have a lifetime isa with Tembo and for a first time buyer looking at the prices of houses these days the interest rate give me hope that one day I will own a home Reviewed on: 4th February 2026

Very strong

5
Easy app, strong tools, very good comms Reviewed on: 4th February 2026

Intuitive Platform

5
Clear platform to use with additional learning opportunities. Updates as and when interest payments/gov bonus lands which is a nice feature. Tell a friend offers a current offer of 1% cashback if getting a mortgage via them. Easy to partner up and show your buying partners savings alongside your own and then providing info on how long it will take to save for a certain level of mortgage at your current savings rate. Reviewed on: 4th February 2026

Very easy to set up, transfer money into and monitor...

5
Very easy to set up, transfer money into and monitor my LISA. Reviewed on: 4th February 2026

Fantastic financial management services offered by a...

5
Fantastic financial management services offered by a fresh and innovative company whom provide a plethora of learning resources and a range of incentives/benefits housed within a user-friendly and seamlessly effective app Reviewed on: 4th February 2026

Tembo was really easy to setup and had good interest...

5
Tembo was really easy to setup and had good interest rates. I used their mortgage broker service and found everyone really helpful and friendly. All my questions were answered quickly and clearly. I would definitely recommend! Reviewed on: 4th February 2026

Made saving easy and straightforward

5
Made saving in a lifetime isa very easy and clear to be able to see how much I have saved. They send emails to remind me to add money into it so that I can get the most with the government bonus and not miss out of being able to save as much as possible. Reviewed on: 4th February 2026

Straight forward ISA transfer

5
When I had to do ISA transfer, they were very helpful! They were very efficient, and managed to do the switch for me when I had an issue. Reviewed on: 4th February 2026

Great app and helpful customer service

5
Tembo has an easy to use app and when I have spoke to their customer service they have been prompt and very helpful! Reviewed on: 4th February 2026

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