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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3153 reviews)

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4.90

Based on 3,153 reviews, last reviewed 27th Apr 2026

25600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

I’ve had a really positive experience with Tembo’s L...

I’ve had a really positive experience with Tembo’s Lifetime ISA. The app is really easy to use and makes saving for a first home feel simple and motivating. Everything is clearly laid out, so it’s easy to track how much you’ve saved and how the government bonus is building up over time. One thing I really like is how transparent Tembo is — there are no confusing fees or complicated steps. Deposits are quick, and the whole process feels very secure and well-designed. The reminders and progress tracking also help keep me consistent with saving each month. Customer support has been helpful whenever I’ve had questions, and overall the service feels modern and reliable. I’d definitely recommend Tembo to anyone looking to start a Lifetime ISA for their first home or long-term savings. Reviewed on: 8th March 2026

Easy user interface with handy ways of managing goals

Easy user interface with handy ways of managing goals Reviewed on: 8th March 2026

Clear, easy to understand app.

Clear, easy to understand app. Fair interest rate. Helpful house buying planning advice. The knowledge that there is lots of helpful financial advice is very good Reviewed on: 8th March 2026

Great communication

Easily contactable. App is easy to use - resolved issues quickly when contacted. Great communication from Tembo via email too which gives us great updates. Reviewed on: 8th March 2026

Good interest rate - easy to use app.

Good interest rate - easy to use app. Sometimes slightly challenging to transfer money in, but quickly sorted Reviewed on: 8th March 2026

It's been smooth, never had any issues

It's been smooth, never had any issues Reviewed on: 8th March 2026

Best ISA out there!

Tembo’s interest rate is really generous Reviewed on: 8th March 2026

Love being able to team up with my partner and unlin...

Love being able to team up with my partner and unlink without sharing, and having separate ISAs. For a first time buyer, it is very easy to understand what money is where as it separates gov bonus, tells you how much is left, interest earns and how much more you can put in before April to max out the gov bonus. It’s simply the app but very effective. I have had no issues at all, customer service/ FAQs are fantastic as I had a question before i opened an account, it was answered straight away without hesitation. I’d recommend tembo to any first time buyer as you truly do understand where you money is going. Reviewed on: 8th March 2026

Super App and easy to navigate!

I was recommended by my sister as a way to save for my first home when I open LISA, and I researched a few provider and Tembo came across as easy to use, easy to transfer money and easy on the eye when navigating on the app. You can tell a lot of time spent on refining the app so good job! Reviewed on: 8th March 2026

Great and easy to use app, very friendly customer se...

Great and easy to use app, very friendly customer service! Reviewed on: 8th March 2026

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