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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,983 reviews, last reviewed 18th Feb 2026
127600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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7%
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1%
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0%
1 star
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0%

Latest highest rating:

5

I’ve had a great experience with Tembo while saving... I’ve had a great experience with Tembo while saving for my first home. The app is easy to use, the interest rate is competitive, and the customer supp... Read more Reviewed on: 18th February 2026
David S's avatar
David S

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1983)

Best by far...

5
Was reluctant as didnt know the name before researching best LISA. I needn't have been- amazing app and the customer service is ace. Did I mention the great interest rates! Reviewed on: 4th February 2026

First time user

5
Positive so far , easy app to use and good interest rate Reviewed on: 4th February 2026

They helped me transfer my old LISA to their service

5
They helped me transfer my old LISA to their service Reviewed on: 4th February 2026

Great LISA provider

5
Great LISA provider and good customer service Reviewed on: 4th February 2026

Positive recommendation

5
Tembo was recommended by family member. Setting up an account was very effortless and quick. I am saving for a first time mortgage and very easy to deposit money into. Government bonus is always paid the month after your deposit and interest is also paid money. The app is very clear, and has loads of FAQ’s which is informative for someone new to this experience. Reviewed on: 4th February 2026

very easy access and use of the app

5
very easy access and use of the app Reviewed on: 4th February 2026

Tembo's saving wizardry got me my first home

5
Tembo helped me achieve my savings goals for the year and is one of the reasons we are now on track to purchase our first home this year. The online AI chat support bot is one of the best AI agents I've ever spoken with and the icing on the cake is that Tembo also offer mortgages which we are actively looking in to. Reviewed on: 4th February 2026

Fab app, secure and easy to set up

5
I don’t know a huge amount about ISAs and everything, thankfully my partner suggested we use Tembo to save for our house deposit. The app is super easy to use, easy to set up, secure, and also attractive. I haven’t had to use the customer services so I can’t attest to this, but everything else has been great in my experience. Reviewed on: 4th February 2026

Amazing LISA

5
I have a lifetime isa with Tembo and for a first time buyer looking at the prices of houses these days the interest rate give me hope that one day I will own a home Reviewed on: 4th February 2026

Very strong

5
Easy app, strong tools, very good comms Reviewed on: 4th February 2026

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